Yellowstone County property record for 3149 E Copper Ridge Loop, Billings, MT 59106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,375 sqft · built 2013 |
| Lot Size | 0.201 acres (8,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,528 (Nov 2023) |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A348190 |
| Primary APN | 000A348190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,125 sqft |
| Unfinished Basement | 125 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,741 sqft (0.201 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3149 E COPPER RIDGE LOOP |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59106-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER RIDGE SUB 4TH FIL (13), S25, T01 N, R24 E, BLOCK 4, LOT 35 |
| Legal Range | 24E |
| Legal Township | 01N |
| Legal Section | 25 |
| Legal Subdivision | COPPER RIDGE SUB 4TH FIL (13) |
| Legal Block | 4 |
| Legal Lot Number | 35 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | NORTHWEST YELLOWSTONE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1403 |
3149 E Copper Ridge Loop is owned and occupied by two individuals who bought it in November 2023.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3149 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Feb 1, 2016 · Amount on File |
| Deed Document Number | 20234062713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 16, 2023 |
| Property Address | 3149 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251 |
| Document Number | 0004062713 |
| Map Reference | DOC 3638803 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 4062713 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3149 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251 |
| Document Number | 0004062714 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 4062714 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3149 E COPPER RIDGE LOOP, BILLINGS, MT 59106-2251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003957476 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 3957476 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 3149 E Copper Ridge Loop was $3,367, down 16.4% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,600 (-) Land $79,603 Building $376,997 | $456,600 (-) Land $79,603 Building $376,997 | |
| 2025 | $3,367.00 (-16.39%) | $456,600 Land $79,603 Building $376,997 | $456,600 Land $79,603 Building $376,997 |
| 2024 | $4,027.00 (+17.34%) | ||
| 2023 | $3,432.00 | $384,600 | $384,600 Land $67,272 Building $317,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3149 E Copper Ridge Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3149 E Copper Ridge Loop is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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