3149 Darby Rd, Keswick, VA 22947 Property Records

Albemarle County property record for 3149 Darby Rd, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,285 sqft · built 2009
Lot Size	1.03 acres (45,128 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Sep 2021)
Tax Bill	$17,299 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`093A2-00-0P-01800`

Property Details

APN / Parcel Number

Primary APN	`093A2-00-0P-01800`
Alternative APN	`38486`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,285 sqft Finished Area
Basement Area	4,285 sqft
Finished Basement	2,512 sqft
Unfinished Basement	1,773 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	45,128 sqft (1.03 acres)
Garage Area	916 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,068 sqft
Patio Area	970 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3149 DARBY RD
City	KESWICK
State	VA
Zip	22947-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE P2A 18 PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	3
Census Block	3001
Census Tract	10402

Owner

3149 Darby Rd is owned and occupied by an individual who bought it in September 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3149 DARBY RD, KESWICK, VA 22947-2730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Deed Document Number	202115932
Deed Book / Page	5609 / 492
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	4110/037
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 17, 2021
Property Address	3149 DARBY RD, KESWICK, VA 22947-2730
Document Number	5609/492
Book / Page	5609 / 492
Map Reference	MB 1532 PG 90
Instrument Date	Sep 10, 2021
Instrument	2021-00015932
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3149 DARBY RD, KESWICK, VA 22947-2730

Mortgage

Document Number	202100015933
Date	Sep 17, 2021
Instrument	2021-00015933

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3149 DARBY RD, KESWICK, VA 22947-2730
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3149 DARBY RD, KESWICK, VA 22947-2730

Mortgage

Document Number	5592/698
Date	Aug 17, 2021
Book Page	5592/698
Instrument	2021-00014241

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	APPOMATTOX, VA 24522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3149 Darby Rd was $17,299, up 5.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,299.00 (+5.68%)	$1,935,000 (+5.67%) Land $366,000 Building $1,569,000	$1,935,000 (+5.67%) Land $366,000 Building $1,569,000
2025	$16,370.00	$1,831,100 Land $366,000 Building $1,465,100	$1,831,100 Land $366,000 Building $1,465,100
2023	$11,911.00	$1,358,200 Land $366,000 Building $992,200	$1,358,200 Land $366,000 Building $992,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3149 Darby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3149 Darby Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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