Daviess County property record for 3148 Timber Trl, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,992 sqft · built 2005 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,311 (2025) |
| Deeds & Mortgages | Oct 2005 Construction Loan Jul 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075N0000500000 |
| Primary APN | 075N0000500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,992 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 849 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3148 TIMBER TRL |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-4472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3148 TIMBER TRAIL |
| Legal Subdivision | TIMBER TRAILS |
| Legal Lot Number | 5 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1601 |
3148 Timber Trl is owned and occupied by two individuals.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3148 TIMBER TRL, OWENSBORO, KY 42303-4472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2005 | Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO |
| Jul 7, 2009 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK OF BARREN COUNTY INC |
| Apr 13, 2005 | Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO |
| Jun 10, 2008 | Deed of Trust, Mortgage BRANCH BANKING AND TRUST CO |
| Dec 30, 2005 | Warranty Deed, Transfer |
| Oct 21, 2005 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 3148 TIMBER TRL, OWENSBORO, KY 42303-4472 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001462/798 |
|---|---|
| Date | Oct 21, 2005 |
| Book Page | 1462/798 |
| Instrument | 2005-00018779 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Jul 5, 2006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 3148 TIMBER TRL, OWENSBORO, KY 42303-4472 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001705/671 |
|---|---|
| Date | Jul 7, 2009 |
| Book Page | 1705/671 |
| Instrument | 2009-00010407 |
| Name | SOUTH CENTRAL BANK OF BARREN COUNTY INC |
|---|---|
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 3148 TIMBER TRL, OWENSBORO, KY 42303-4472 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001418/645 |
|---|---|
| Date | Apr 13, 2005 |
| Book Page | 1418/645 |
| Instrument | 2005-00006017 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Jan 7, 2006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 3148 TIMBER TRL, OWENSBORO, KY 42303-4472 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001644/675 |
|---|---|
| Date | Jun 10, 2008 |
| Book Page | 1644/675 |
| Instrument | 2008-00009551 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | May 5, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Dec 30, 2005 |
| Property Address | 3148 TIMBER TRL, OWENSBORO, KY 42303-4472 |
| Document Number | 000810/495 |
| Book / Page | 0810 / 495 |
| Map Reference | MB31 PG312 |
| Instrument Date | Dec 29, 2005 |
| Instrument | 2005-00023028 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $239.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2923 ALLEN ST, OWENSBORO, KY 42303-6302 |
| Name | Verified Name |
|---|---|
| Address | 11631 SW 71ST CIR, OCALA, FL 34476-9485 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Oct 21, 2005 |
| Property Address | 3148 TIMBER TRL, OWENSBORO, KY 42303-4472 |
| Document Number | 000807/318 |
| Book / Page | 0807 / 318 |
| Map Reference | MB31 PG312 |
| Instrument Date | Oct 12, 2005 |
| Instrument | 2005-00018778 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3606 TRAFALGAR CT, OWENSBORO, KY 42303-7144 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 21135, OWENSBORO, KY 42304-1135 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3148 Timber Trl was $4,311.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,300 (-) | $411,300 (-) | |
| 2025 | $4,311.00 | $411,300 Land $50,000 Building $361,300 | $411,300 Land $50,000 Building $361,300 |
| 2023 | $339,500 | $339,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3148 Timber Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3148 Timber Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures