Lawrence County property record for 3148 Mitchell Rd, Bedford, IN 47421
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1 ba · 3,000 sqft · built 1920 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1100141600P66S |
| Primary APN | 1100141600P66S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Total Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,098 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 278 ft deep x 87 ft wide |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00626933314 |
|---|---|
| Street Address | 3148 MITCHELL RD |
| City | BEDFORD |
| State | IN |
| Zip | 47421-5432 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | JERRY D BELL MINOR SUB TRACT 1 |
| Legal Tract | 1 |
| Legal Block | G |
| Legal Lot Number | 1-2 |
| Jurisdiction | LAWRENCE IN |
| Township / Civil Division | SHAWSWICK |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 951100 |
Source: Lawrence County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8041 W KNOY RD, PARAGON, IN 46166-9253 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Apr 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Property Address | 3148 MITCHELL RD, BEDFORD, IN 47421-5432 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023002551 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023002551 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Property Address | 3148 MITCHELL RD, BEDFORD, IN 47421-5432 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023002211 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023002211 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 15, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Lawrence County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bedford City |
| County | Lawrence County |
| County Subdivision | Shawswick Township |
| Unified School District | North Lawrence Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,802.00 (+5.82%) | $95,400 (-46.13%) Land $48,700 Building $46,700 | $95,400 (-46.13%) Land $48,700 Building $46,700 |
| 2024 | $2,648.00 (-22.32%) | ||
| 2023 | $3,409.00 (-20.31%) | $177,100 Land $58,900 Building $118,200 | $177,100 Land $58,900 Building $118,200 |
| 2022 | $4,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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