Alameda County property record for 3148 Ignacio Ter, Fremont, CA 94536
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,652 sqft · built 2019 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,210,000 (Mar 2025) |
| Tax Bill | $12,343 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-1838-38 |
| Primary APN | 501-1838-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,652 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 5,301 sqft (0.122 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3148 IGNACIO TER |
|---|---|
| City | FREMONT |
| State | CA |
| Zip | 94536-2877 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TR: 8239 LOT: 7 BLDG:7 UNIT:33 |
| Legal Subdivision | MONTECITO |
| Legal Tract | 8239 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 441702 |
Source: Alameda County records · APN 501-1838-38
Assessment roll updated June 20, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3148 IGNACIO TER, FREMONT, CA 94536-2877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on Record |
| Deed Sale | Mar 19, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 202538170 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3148 IGNACIO TER, FREMONT, CA 94536-2877 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3148 IGNACIO TER, FREMONT, CA 94536-2877 |
| Document Number | 0000149094 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025149094 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3148 IGNACIO TER, FREMONT, CA 94536-2877 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3148 IGNACIO TER, FREMONT, CA 94536-2877 |
| Document Number | 0000003281 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 2021003281 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3148 IGNACIO TER, FREMONT, CA 94536-2877 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3148 IGNACIO TER, FREMONT, CA 94536-2877 |
| Document Number | 0000193849 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020193849 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Alameda County records · Assessment roll updated June 20, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Fremont City |
| Unified School District | Fremont Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,343.00 (+4.95%) | $993,124 (+3.31%) Land $300,748 Building $699,376 | |
| 2024 | $11,761.00 (+2.7%) | ||
| 2023 | $11,452.00 Homeowner's exemption | $961,294 Land $289,071 Building $672,223 | $1,171,350 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Robinson Hardware and Software Solutions Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Tekify Fixed Wireless | 850 / 190 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: California Internet, Sail Internet Holdings.
Based on FCC filings for 550 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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