3148 Highland Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3148 Highland Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,041 sqft · built 1973
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Nov 2019)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Feb 2024 Sale Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-0022-0005-00-2`

Property Details

APN / Parcel Number

Primary APN	`03-0022-0005-00-2`
Alternative APN	`11-03-0022-0005-00-2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Basement Area	1,041 sqft
Unfinished Basement	1,041 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Lot Area	435,600 sqft (10 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3148 HIGHLAND AVE
City	BENTON HARBOR
State	MI
Zip	49022-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA RURAL
Legal Description	THE NW1/4 OF NE1/4 OF NE1/4 SEC 22 T4S R18W
Legal Range	18W
Legal Township	04S
Legal Section	22
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1041
Census Tract	2400

Owner

3148 Highland Ave is owned and occupied by an individual who acquired it in January 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3148 HIGHLAND AVE, BENTON HARBOR, MI 49022-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Jul 10, 2019	Quit Claim Deed, Foreclosure Quitclaim
Jul 3, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Book / Page	3256 / 2738
Last Transfer Date	Jan 25, 2024
Transfer Doc	003420/583
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 2, 2024
Property Address	3148 HIGHLAND AVE, BENTON HARBOR, MI 49022-9783
Document Number	003420/583
Book / Page	3420 / 583
Instrument Date	Jan 25, 2024
Instrument	2024397479
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3148 HIGHLAND AVE, BENTON HARBOR, MI 49022-9783

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 18, 2019
Property Address	3148 HIGHLAND AVE, BENTON HARBOR, MI 49022-9783
Document Number	03256/2738
Book / Page	3256 / 2738
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3148 HIGHLAND AVE, BENTON HARBOR, MI 49022-9783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5634 W HIAWATHA LN, STEVENSVILLE, MI 49127-9675

Mortgage

Document Number	0032562741
Date	Nov 18, 2019
Instrument	3256/2741

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 10, 2019
Property Address	3148 HIGHLAND AVE, BENTON HARBOR, MI 49022-9783
Document Number	03242/3325
Book / Page	3242 / 3325
Instrument Date	Jul 1, 2019
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

July 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 3, 2019
Property Address	3148 HIGHLAND AVE, BENTON HARBOR, MI 49022-9783
Document Number	03242/1850
Book / Page	3242 / 1850
Instrument Date	Jun 27, 2019
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 3148 Highland Ave was $3,269 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,700	$277,400
2025	$3,269.00
2023		$103,800	$207,600
2022	$2,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3148 Highland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3148 Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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