1. Home
  2. Maryland
  3. Charles County
  4. Waldorf
  5. Eutaw Forest Dr

3148 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3148 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,498 sqft · built 1981
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on Record
Last Sale$473,000 (Sep 2023)
Tax Bill$12,095 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-106196

Property Details

APN / Parcel Number

Primary APN06-106196
Alternative APNs
  • 6106196
  • 106196

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,498 sqft Living Area
Gross Area3,040 sqft
1st Floor Area1,574 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Garage TypeAttached
Garage Area542 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number106196
Street Address3148 EUTAW FOREST DR
CityWALDORF
StateMD
Zip20603-4056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionLOT 10 PLAT ONE EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Block1
Legal Lot Number10
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3148 EUTAW FOREST DR, WALDORF, MD 20603-4056
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS INC
Oct 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Prior SaleAug 21, 1985 · Amount on Record
Deed Book / Page13041 / 343
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateSep 1, 2023
Property Address3148 EUTAW FOREST DR, WALDORF, MD 20603-4056
Document Number0130410343
Book / Page13041 / 343
Map ReferenceMB 27 PL 176
Instrument DateAug 29, 2023
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanySTAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,182.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3148 EUTAW FOREST DR, WALDORF, MD 20603-4056
InvestorPossibly a Property Investor

Mortgage

Document Number0013041351
DateSep 1, 2023
Instrument13041/351
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3148 EUTAW FOREST DR, WALDORF, MD 20603-4056
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100210492
DateOct 11, 2017
Book Page10021/492
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449,433 (+30.56%)$537,700 (+32.67%) Land $120,200 Building $417,500
2025$12,095.00 (+154.42%)
2023$4,754.00 (+20.97%) Homeowner's exemption$344,233 (+9.73%)$405,300 (+29.2%) Land $120,200 Building $285,100
2022$3,930.00 Homeowner's exemption$313,700 Land $110,100 Building $203,600$313,700 Land $110,100 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

Nearby Properties on Eutaw Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures