3148 Ashby Rd, Saint Ann, MO 63074 Property Records

St. Louis County property record for 3148 Ashby Rd, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1948
Lot Size	0.153 acres (6,660 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2015)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14M-64-0199`

Property Details

APN / Parcel Number

Primary APN	`14M-64-0199`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,130 sqft
1st Floor Area	800 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,660 sqft (0.153 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	76 sqft
Deck Area	100 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3148 ASHBY RD
City	SAINT ANN
State	MO
Zip	63074-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	BUDER PARK ADDITION NO 3 LOT 4
Legal Subdivision	BUDER PARK ADDITION NO 3
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1015
Census Tract	214700

Owner

3148 Ashby Rd is owned and occupied by an individual who bought it in September 2015.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3148 ASHBY RD, SAINT ANN, MO 63074-3835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2015 · Amount on File
Deed Sale	Sep 10, 2015 · Amount on File
Deed Document Number	2015298
Deed Book / Page	21674 / 737
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3148 ASHBY RD, SAINT ANN, MO 63074-3835
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3148 ASHBY RD, SAINT ANN, MO 63074-3835

Mortgage

Document Number	0250422358
Date	Aug 10, 2021
Book Page	25042/2358
Instrument	2021081000426

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3148 Ashby Rd was $2,343, up 4.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,990 (-) Land $3,460 Building $22,530	$136,800 (-) Land $18,200 Building $118,600
2025	$2,343.00 (+4.79%)	$25,990 Land $3,460 Building $22,530	$136,800 Land $18,200 Building $118,600
2024	$2,236.00 (+2.99%)
2023	$2,171.00 (+19.55%)	$22,760 (+28.95%) Land $2,660 Building $20,100	$119,800 Land $14,000 Building $105,800
2022	$1,816.00	$17,650 Land $3,460 Building $14,190
2021			$92,900 Land $18,200 Building $74,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3148 Ashby Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3148 Ashby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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