Montgomery County property record for 3147 Ridgeway Rd, Dayton, OH 45419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,886 sqft · built 1964 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2012) |
| Tax Bill | $7,770 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03410 0162 |
| Primary APN | N64 03410 0162 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,886 sqft Living Area |
| 1st Floor Area | 2,886 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 572 sqft |
| Patio Area | 216 sqft |
| Canopy | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3147 RIDGEWAY RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45419-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-2-35 |
| Legal Lot Number | 162 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20300 |
3147 Ridgeway Rd is owned and occupied by an individual who bought it in August 2012.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3147 RIDGEWAY RD, DAYTON, OH 45419-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2012 · Amount on File |
| Deed Sale | Aug 10, 2012 · Amount on File |
| Prior Sale | Jul 31, 2001 |
| Deed Document Number | 12-050222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 3147 RIDGEWAY RD, DAYTON, OH 45419-1332 |
| Document Number | 0000038574 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | ASSOCIATES TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3147 RIDGEWAY RD DAYTON OH 454191332, DAYTON, OH 45419-1332 |
| Document Number | 0000038574 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 38574 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 5, 2035 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,240 Land $25,680 Building $96,560 | ||
| 2024 | $7,770.00 (+2.75%) | ||
| 2023 | $7,562.00 (+1.23%) | $122,240 (+27.99%) Land $25,680 Building $96,560 | $349,260 Land $73,380 Building $275,880 |
| 2022 | $7,470.00 | $95,510 Land $20,070 Building $75,440 | |
| 2020 | $272,860 Land $57,330 Building $215,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3147 Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3147 Ridgeway Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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