3147 Kay Ave, Lorain, OH 44052 Property Records

Lorain County property record for 3147 Kay Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,178 sqft · built 1956
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2023)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-177-013`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-177-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	804 sqft
2nd Floor Area	374 sqft
Attic Area	374 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	160 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3147 KAY AVE
City	LORAIN
State	OH
Zip	44052-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALBO 2 55 X 135
Legal Subdivision	FALBO SUBDIVISION #2
Legal Tract	1
Legal Block	177
Legal Lot Number	245
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2009
Census Tract	23500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3147 KAY AVE, LORAIN, OH 44052-5129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage JOHN SCOTTS VISION LLC
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage YOUR HOME FINANCIAL LLC
Jun 9, 2023	Sheriff's Deed, Foreclosure PAJ FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	2023004387
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3147 KAY AVE, LORAIN, OH 44052-5129
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000925712
Date	Aug 15, 2023
Instrument	2023-0925712

Lender

Name	JOHN SCOTTS VISION LLC
Type	Non-Lending Institution
Address	VERMILION, OH 44089

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 18, 2023
Property Address	3147 KAY AVE, LORAIN, OH 44052-5129
Document Number	0000926202
Map Reference	VOL 18 PG 7
Instrument Date	Aug 17, 2023
Instrument	2023-0926202
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3147 KAY AVE, LORAIN, OH 44052-5129

Mortgage

Document Number	0000926203
Date	Aug 18, 2023
Instrument	2023-0926203

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 9, 2023
Property Address	3147 KAY AVE, LORAIN, OH 44052-5129
Document Number	0000918491
Map Reference	VOL 18 PG 7
Instrument Date	May 19, 2023
Instrument	2023-0918491
Transaction Type	Foreclosure
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000918191
Date	Jun 7, 2023
Instrument	2023-0918191

Lender

Name	PAJ FUND I LLC
Type	Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00	$33,310 (-) Land $7,760 Building $25,550	$95,170 (-) Land $22,180 Building $72,990
2024	$1,273.00 (-8.35%)	$33,310 (+26.57%) Land $7,763 Building $25,547	$95,170 (+26.57%) Land $22,180 Building $72,990
2023	$1,389.00 (+3.43%)	$26,317 (+0.03%) Land $6,493 Building $19,824	$75,190 (-) Land $18,550 Building $56,640
2022	$1,343.00	$26,310 Land $6,490 Building $19,820
2021			$75,190 Land $18,550 Building $56,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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