San Diego County property record for 3147 Front St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,495 sqft · built 2011 |
| Lot Size | 0.16 acres (6,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (Nov 2017) |
| Tax Bill | $5,787 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 452-611-02-00 |
| Primary APN | 452-611-02-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,495 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 6,978 sqft (0.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 3147 FRONT ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-5517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK 361 LOT C S 30 FT LOT B & N 40 FT TR DB0013PG522 |
| Legal Subdivision | HORTONS ADD LOCKLING |
| Legal Tract | DB0013PG |
| Legal Block | 361 |
| Legal Lot Number | C,B,N |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 6000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Heart of Bankers Hill Historic District listed 2024 · 69 contributing resources · NRIS 100010887 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3147 Front St is owned and occupied by two individuals who bought it in November 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3147 FRONT ST, SAN DIEGO, CA 92103-5517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 20, 2017 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on File |
| Deed Sale | Nov 20, 2017 · Amount on File |
| Deed Document Number | 2017541140 |
| Prior Transfer Date | Feb 11, 2014 |
| Prior Transfer Doc | 0000069907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3147 FRONT ST, SAN DIEGO, CA 92103-5517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3147 FRONT ST, SAN DIEGO, CA 92103-5517 |
| Document Number | 0000528404 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-0528404 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 20, 2017 |
| Property Address | 3147 FRONT ST, SAN DIEGO, CA 92103-5517 |
| Document Number | 0000541140 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 2017-0541140 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3147 FRONT ST, SAN DIEGO, CA 92103-5517 |
| Document Number | 0000541141 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 2017-0541141 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
The 2025 property tax bill for 3147 Front St was $5,787 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $415,727 (-2.14%) Land $249,436 Building $166,291 | |
| 2025 | $5,787.00 Homeowner's exemption | $424,826 Land $254,895 Building $169,931 |
| 2023 | $5,199.00 (-12.89%) Homeowner's exemption | $428,701 Land $257,220 Building $171,481 |
| 2022 | $5,968.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3147 Front St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1995–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3147 Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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