Hamilton County property record for 3147 Broad St, Chattanooga, TN 37408
| Property Type | Restaurant |
|---|---|
| Details | 2,261 sqft · built 1977 |
| Lot Size | 0.967 acres (42,149 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,480,000 (Dec 2021) |
| Tax Bill | $7,311 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155F A 001 |
| Primary APN | 155F A 001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,261 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Siding |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 42,149 sqft (0.967 acres) |
| Lot Dimensions | 285 ft deep x 100 ft wide |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Account Number | 0000088186 |
|---|---|
| Street Address | 3147 BROAD ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-3058 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | UGC |
| Legal Description | LT B GEORGE L GILLESPIE ESTATE PB 31 PG 81 REV 122-195 |
| Legal Subdivision | GILLESPIE GEORGE L E |
| Legal Lot Number | B |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3800 SAINT ELMO AVE, 306, CHATTANOOGA, TN 37409-1273 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS NATIONAL BANK |
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Dec 16, 2021 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Sep 26, 2019 | Grant Deed, Transfer FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Sep 26, 2019 · Amount on Record |
| Deed Document Number | 2021165 |
| Deed Book / Page | 12774 / 962 |
| Prior Transfer Date | Jan 27, 2003 |
| Prior Transfer Doc | 0000000167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3147 BROAD ST, CHATTANOOGA, TN 37408-3058 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000159 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 12908/47 |
| Instrument | 2022040400159 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Mar 22, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3147 BROAD ST, CHATTANOOGA, TN 37408-3058 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000082 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 12835/900 |
| Instrument | 2022020700082 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 16, 2021 |
| Property Address | 3147 BROAD ST, CHATTANOOGA, TN 37408-3058 |
| Document Number | 0000000165 |
| Book / Page | 12774 / 962 |
| Map Reference | MB 122 PG 195 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021121600165 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,476.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3800 SAINT ELMO AVE STE 306, 306, CHATTANOOGA, TN 37409-1273 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 26, 2019 |
| Property Address | 3147 SAINT ELMO AVE, CHATTANOOGA, TN 37408-2829 |
| Document Number | 0926000166 |
| Book / Page | 011771 / 000142 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 190926000166 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,886.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1463 MARKET ST #104 CHATTANOOGA TN 374024465, 104, CHATTANOOGA, TN 37402-4465 |
| Document Number | 926000167 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 011771/000146 |
| Instrument | 190926000167 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 25, 2024 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,311.00 (+11.65%) | $482,360 (+64.81%) | $1,205,900 (+64.81%) Land $956,700 Building $249,200 |
| 2024 | $6,548.00 | $292,680 (-) | $731,700 (-) Land $548,100 Building $183,600 |
| 2023 | $6,548.00 | $292,680 (-) | $731,700 (-) Land $548,100 Building $183,600 |
| 2022 | $6,548.00 | $292,680 | $731,700 Land $548,100 Building $183,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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