Monroe County property record for 31463 Ave A, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2007 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $629,500 (Oct 2025) |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00300900-000000 |
| Primary APN | 00300900-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1372994 |
|---|---|
| Street Address | 31463 AVENUE A |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 11 LT 6 SANDS SUB PB1-65 BIG PINE KEY OR527-176 OR764-2002 OR764-2000 OR1079-383 OR1125-1915/16 OR1319-1577 OR1761-885 OR2265-1790 OR3073-1577 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 971401 |
Source: Monroe County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38C 10TH AVE, KEY WEST, FL 33040-5867 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 2, 2025 | Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK |
| Feb 4, 2021 | Warranty Deed, Transfer · Seller Carry-Back CHARLES ROBERTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Feb 4, 2021 · Amount on Record |
| Deed Document Number | 20252517337 |
| Deed Book / Page | 3347 / 1245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 2, 2025 |
| Property Address | 31463 AVENUE A, BIG PINE KEY, FL 33043-4505 |
| Document Number | 0033471245 |
| Book / Page | 3347 / 1245 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2517337 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,406.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 CHICAGO ST, RACINE, WI 53405-1801 |
| Name | Verified Name |
|---|---|
| Address | 38C 10TH AVE, KEY WEST, FL 33040-5867 |
| Investor | Possibly a Property Investor |
| Document Number | 0033471247 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 3347/1247 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Number | 0033471261 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 3347/1261 |
| Instrument | 2517339 |
| Name | MONROE COUNTY |
|---|---|
| Type | Government Agency |
| Address | KEY WEST, FL 33040 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 31463 AVENUE A, BIG PINE KEY, FL 33043-4505 |
| Document Number | 0030731577 |
| Book / Page | 3073 / 1577 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2302633 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5585 2ND AVE # AVE4, 5585, KEY WEST, FL 33040-5932 |
| Name | Verified Name |
|---|---|
| Address | 233 CHICAGO ST, RACINE, WI 53405-1801 |
| Document Number | 0030731579 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 3073/1579 |
| Name | CHARLES ROBERTS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,384.00 (+3.06%) | $520,366 (+0.45%) Land $220,000 Building $300,366 | $520,366 (+0.45%) Land $220,000 Building $300,366 |
| 2024 | $5,224.00 (+6.81%) | $518,026 (+6.29%) Land $226,250 Building $291,776 | $518,026 (+6.29%) Land $226,250 Building $291,776 |
| 2023 | $4,891.00 (+9.86%) | $487,361 (+11.9%) Land $207,500 Building $279,861 | $487,361 (+11.9%) Land $207,500 Building $279,861 |
| 2022 | $4,452.00 | $435,545 Land $160,000 Building $275,545 | $435,545 Land $160,000 Building $275,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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