3146 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3146 Totem Rd, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,421 sqft · built 2025
Lot Size0.104 acres (4,526 sqft)
OwnerCompany Name on File
Last Sale$245,000 (Dec 2025)
Tax Bill$987 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689955-006490

Property Details

APN / Parcel Number

Primary APN26-29-18-689955-006490
Alternative APN
  • 182926689955006490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,421 sqft Living Area
Gross Area1,820 sqft
1st Floor Area1,421 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,526 sqft (0.104 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address3146 TOTEM RD
CityEAGLE LAKE
StateFL
Zip33839-3074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 649
Legal SubdivisionRANCHES AT LAKE MCLEOD III
Legal Lot Number649
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

3146 Totem Rd is owned by a company that bought it in December 2025.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address214 NE 16TH TER, CAPE CORAL, FL 33909-5278
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2025 · Amount on File
Deed SaleDec 29, 2025 · Amount on File
Prior SaleJul 10, 2025 · Amount on File
Deed Document Number2025302230
Deed Book / Page13824 / 1884
Prior Transfer DateOct 23, 2025
Prior Transfer Doc0000251851
Record UpdatedOct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateDec 29, 2025
Property Address3146 TOTEM RD, EAGLE LAKE, FL 33839-3074
Document Number0000302230
Book / Page13824 / 1884
Map ReferenceMB 206 PG 37
Instrument DateDec 17, 2025
Instrument2025302230
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 NE 16TH TER, CAPE CORAL, FL 33909-5278

Mortgage

Document Number0138241888
DateDec 29, 2025
Instrument13824/1888
Lender
NameAMWEST FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3146 Totem Rd was $987, up 21.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,868 (+297.74%) Land $50,000 Building $148,868$198,868 (+297.74%) Land $50,000 Building $148,868
2025$987.00 (+21.25%)$50,000 Land $50,000$50,000 Land $50,000
2024$814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3146 Totem Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3146 Totem Rd is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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