3146 State Rte 224, Ottawa, OH 45875 Property Records

Putnam County property record for 3146 State Rte 224, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,768 sqft
Lot Size	4.49 acres (195,672 sqft)
Owner	Individual Name on File
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-021130.0200`

Property Details

APN / Parcel Number

Primary APN	`01-021130.0200`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,300 sqft
Upper Floors Area	676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	195,672 sqft (4.49 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	196 sqft
Stable	Stable

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	3146 US 224
City	LEIPSIC
State	OH
Zip	45856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 8E 22 PAR 1 SWPT SE SE
Legal Range	8E
Legal Township	1N
Legal Section	22
Jurisdiction	PUTNAM OH
Township / Civil Division	BLANCHARD
Census Block Group	1
Census Block	1032
Census Tract	30400

Owner

3146 State Rte 224 is owned and occupied by an individual who acquired it in November 2023.

Source: Putnam County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Dec 31, 2007	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Dec 13, 2010	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FEDERAL CREDIT UNION
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
Nov 22, 2023	Transfer on Death Deed, Transfer
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 22, 2023
Transfer Doc	00761/1027
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00760/1696
Date	Oct 30, 2023
Book Page	760/1696
Instrument	202300003833

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 30, 2028

Interest

Rate Type	Adjustable Rate

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00587/1423
Date	Dec 31, 2007
Book Page	587/1423
Instrument	200700006243

Lender

Name	HANCOCK FCU
Address	FINDLAY, OH 45839

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2028

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00621/1282
Date	Dec 13, 2010
Book Page	621/1282
Instrument	201000006351

Lender

Name	HANCOCK FEDERAL CREDIT UNION
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2025

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00689/1855
Date	Jun 7, 2017
Book Page	689/1855
Instrument	201700002334

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 5, 2027

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Jun 16, 2026
Property Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Document Number	0000002612
Book / Page	788 / 714
Instrument Date	Jun 15, 2026
Instrument	20262612
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783

Mortgage

Document Number	0000002612,
Date	Jun 16, 2026
Book Page	788/714
Instrument	20262612

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 22, 2023
Property Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Document Number	00761/1027
Book / Page	761 / 1027
Instrument Date	Nov 15, 2023
Instrument	202300004186
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3146 STATE ROUTE 224, OTTAWA, OH 45875-9783
Transaction Type	Mortgage
Record Updated	Jun 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700002334
Date	Jun 7, 2017
Book Page	689/1855
Instrument	201700002334

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 5, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3146 State Rte 224 was $1,737 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Blanchard Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 Homeowner's exemption	$58,330 Land $12,410 Building $45,920	$166,660 Land $35,460 Building $131,200
2023	$1,744.00 (+1.16%) Homeowner's exemption Additional exemption filed	$43,540 (-) Land $8,900 Building $34,640	$166,660 Land $35,460 Building $131,200
2022	$1,724.00 Homeowner's exemption	$43,540 Land $8,900 Building $34,640
2020			$124,400 Land $25,430 Building $98,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3146 State Rte 224 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3146 State Rte 224 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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