3146 Ray St, Saginaw, MI 48601 Property Records

Saginaw County property record for 3146 Ray St, Saginaw, MI 48601

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 710 sqft · built 1930
Lot Size	0.136 acres (5,924 sqft)
Owner	Company Name on Record
Last Sale	$14,000 (Jun 2000)
Tax Bill	$24 (2025)
Deeds & Mortgages	Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-31-4120-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-31-4120-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	710 sqft Living Area
1st Floor Area	710 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	320 sqft
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3146 RAY ST
City	SAGINAW
State	MI
Zip	48601-4627
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1 RES
Legal Description	A PIECE OF LAND LYING IN LOT 4 FITZHUGHS SUBD OF SE 1/4 OF SEC 31 T12N R5E DESC AS FOLLOWS COM 878.5 FT W AND 1100 FT S OF
Legal Range	05E
Legal Township	12N
Legal Section	31
Legal Subdivision	FITZHUGHS SUBD
Legal Lot Number	29,4
Legal Unit	29,4
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	2
Census Block	2001
Census Tract	11001

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3300 HESS AVE, SAGINAW, MI 48601-7423
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2000 · Amount on Record
Deed Sale	Jun 15, 2000 · Amount on Record
Deed Book / Page	2182 / 334
Last Transfer Date	Aug 13, 2019
Transfer Doc	202019020597
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 14, 2019
Property Address	3146 RAY ST, SAGINAW, MI 48601-4627
Document Number	0000020597
Instrument Date	Aug 13, 2019
Instrument	20597
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3146 RAY ST SAGINAW MI 486014627, SAGINAW, MI 48601-4627

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,000 (+4%)	$4,000 (+4%)
2025	$24.00 (+4.35%)
2023		$400	$800
2022	$23.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20