DeSoto County property record for 3146 Oliver Dr, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2021 |
| Square Footage | 3,414 sqft Adjusted Area |
| Lot Size | 12,600 sqft (0.289 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,055.00 (2025) |
| Primary APN | 3-07-5-21-04-0-00108-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,414 sqft Adjusted Area |
| 1st Floor | 2,184 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 12,600 sqft (0.289 acres) |
| Street Address | 3146 OLIVER DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-5942 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JEFFERSON ESTATE PUD SEC B LOT 108 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 21 |
| Legal Subdivision | JEFFERSON ESTATE |
| Legal Lot Number | 108 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-5-21-04-0-00108-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3146 OLIVER DR, HERNANDO, MS 38632-5942 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU |
| Mar 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Aug 21, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 |
| Deed Sale | Apr 17, 2023 |
| Prior Sale | Apr 17, 2023 |
| Deed Book / Page | 1023 / 5976 |
| Prior Transfer Date | Jan 07, 2022 |
| Prior Transfer Doc | 0984000207 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3146 OLIVER DR, HERNANDO, MS 38632-5942 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3146 OLIVER DR, HERNANDO, MS 38632-5942 |
| Document Number | 005634/179 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 5634/179 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Nov 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 31, 2021 |
| Property Address | 3146 OLIVER DR, HERNANDO, MS 38632-5942 |
| Document Number | 000952/769 |
| Book / Page | 952 / 769 |
| Map Reference | MB 126 PG 14&15 |
| Instrument Date | Mar 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5863 SCOTT BLVD, 5863, HORN LAKE, MS 38637-3350 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3146 OLIVER DR, HERNANDO, MS 38632-5942 |
| Document Number | 0005201257 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 5201/257 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 21, 2020 |
| Property Address | 3146 OLIVER DR, HERNANDO, MS 38632-5942 |
| Document Number | 000929/710 |
| Book / Page | 929 / 710 |
| Map Reference | MB 126 PG 14715 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5863 SCOTT BLVD, 5863, HORN LAKE, MS 38637-3350 |
| Name | Verified Name |
|---|---|
| Address | 5863 SCOTT BLVD, HORN LAKE, MS 38637-3350 |
| Investor | Possibly a Property Investor |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,055.00 (+16.49%) | $37,382 (+37.15%) Land $4,200 Building $33,182 | $373,823 (+37.15%) Land $42,000 Building $331,823 |
| 2023 | $3,481.00 | $27,257 | $272,572 Land $42,000 Building $230,572 |
3146 Oliver Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 50th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 935 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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