3146 N Ventura Rd, Oxnard, CA 93036 Property Records

Ventura County property record for 3146 N Ventura Rd, Oxnard, CA 93036

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,396 sqft · built 2010
Lot Size	0.021 acres (900 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Nov 2022)
Tax Bill	$9,902 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133-0-140-525`

Property Details

APN / Parcel Number

Primary APN	`133-0-140-525`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	109 sqft
2nd Floor Area	857 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Lot Area	900 sqft (0.021 acres)
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	50 sqft

Location & Zoning

Street Address	3146 N VENTURA RD
City	OXNARD
State	CA
Zip	93036-5360
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 564303 LOT: 17 REF: 157MR 86 CONDO PLAN: -61
Legal Subdivision	PHASE 8 OF WAYPOINTE AT RIVERPARK
Legal Tract	564303
Legal Block	140
Legal Lot Number	17
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1047
Census Tract	5004

Owner

Source: Ventura County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3146 N VENTURA RD, OXNARD, CA 93036-5360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	2022109210
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 14, 2022
Property Address	3146 N VENTURA RD, OXNARD, CA 93036-5360
Document Number	2022000109210
Map Reference	MB 157 PG 86-92
Instrument Date	Oct 28, 2022
Instrument	2022000109210
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 N VENTURA RD, OXNARD, CA 93036-5360

Mortgage

Document Number	2022000109211
Date	Nov 14, 2022
Instrument	2022000109211

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3146 N VENTURA RD, OXNARD, CA 93036-5360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 N VENTURA RD, OXNARD, CA 93036-5360

Mortgage

Document Number	0000191070
Date	Nov 12, 2020
Instrument	20201112-00191070

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,216 (+2%) Land $351,791 Building $189,425
2025	$9,902.00 (+1.47%) Homeowner's exemption	$530,604 (+4.04%) Land $344,893 Building $185,711
2024	$9,759.00 (+4.96%)
2023	$9,298.00 (+20.66%)	$510,000 Land $331,500 Building $178,500
2022	$7,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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