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3146 Laurel Rd, Shipman, VA 22971 Property Records

Nelson County property record for 3146 Laurel Rd, Shipman, VA 22971 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,862 sqft · built 1980
Lot Size10.2 acres (445,183 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Mar 2016)
Tax Bill$2,295 (2026)
Deeds & MortgagesOct 2020 Refinance
Oct 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN47 3 3

Property Details

APN / Parcel Number

Primary APN47 3 3
Alternative APN
  • 11718

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,862 sqft Finished Area
Basement Area1,064 sqft
Finished Basement532 sqft
Unfinished Basement1,064 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area445,183 sqft (10.2 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
Deck Area1,242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number11718
Street Address3146 LAUREL RD
CitySHIPMAN
StateVA
Zip22971-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAUREL RIDGE SUB
Legal SubdivisionLAUREL RIDGE SUB
JurisdictionNELSON VA
Township / Civil DivisionEAST
Census Block Group1
Census Block1059
Census Tract950102

Owner

Source: Nelson County records · APN 47 3 3

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address436 LOCHLYN HILL DR, CHARLOTTESVILLE, VA 22901-3774
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP
Oct 13, 2023Deed, Transfer
Mar 02, 2016Special Warranty Deed, Transfer · Conventional Mortgage
PRIMARY CAPITAL MORTGAGE LLC
Jan 18, 2007Bargain and Sale Deed, Transfer · Conventional Mortgage
TAYLOR BEAN & WHITAKER MORTGAGE CORP
Feb 01, 2005Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2016 · Amount on Record
Deed SaleMar 02, 2016 · Amount on Record
Prior SaleJan 18, 2007
Deed Document Number2016478
Last Transfer DateOct 12, 2023
Transfer Doc0202302321
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON VA
Property Address3146 LAUREL RD, SHIPMAN, VA 22971-2417
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202003161
DateOct 30, 2020
Instrument202003161
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionNELSON VA
Recording DateOct 13, 2023
Property Address3146 LAUREL RD, SHIPMAN, VA 22971-2417
Document Number0202302321
Instrument DateOct 12, 2023
Instrument202302321
Transaction TypeTransfer
Record UpdatedMay 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address436 LOCHLYN HILL DR, CHARLOTTESVILLE, VA 22901-3774

March 2016: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNELSON VA
Recording DateMar 02, 2016
Property Address3146 LAUREL RD, SHIPMAN, VA 22971-2417
Document Number0160000478
Map ReferenceCAB3 SL539
Instrument DateJan 27, 2016
Instrument160000478
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyFIRST TITLE COMPANY, FIRST TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

NameVerified Name
Address3146 LAUREL RD, SHIPMAN, VA 22971-2417

Mortgage

Document Number0160000479
DateMar 02, 2016
Instrument160000479
Lender
NamePRIMARY CAPITAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2046

January 2007: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNELSON VA
Recording DateJan 18, 2007
Property Address3146 LAUREL RD, SHIPMAN, VA 22971-2417
Document Number0070000231
Instrument DateJan 12, 2007
Instrument070000231
Transaction TypeTransfer
Record UpdatedMay 29, 2026

Transaction

Tax$359.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070000232
DateJan 18, 2007
Instrument070000232
Lender
NameTAYLOR BEAN & WHITAKER MORTGAGE CORP
TypeMortgage Company
AddressOCALA, FL 34475
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2037

February 2005: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNELSON VA
Recording DateFeb 01, 2005
Property Address3146 LAUREL RD, SHIPMAN, VA 22971-2417
Document Number0050000523
Map ReferenceCAB3 SL539
Instrument DateJan 24, 2005
Instrument050000523
Transaction TypeTransfer
Record UpdatedMay 29, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12709 TOPLAR FOREST DR, RICHMOND, VA 23233
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyNelson County
Unified School DistrictNelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,295.00 (-1.5%)$409,900 (+14.34%) Land $74,100 Building $335,800$409,900 (+14.34%) Land $74,100 Building $335,800
2025$2,330.00$358,500 (-) Land $64,900 Building $293,600$358,500 (-) Land $64,900 Building $293,600
2023$2,330.00$358,500 Land $64,900 Building $293,600$358,500 Land $64,900 Building $293,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nelson County (51125C), updated August 4, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511259501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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