Santa Rosa County property record for 3146 Hickory St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,716 sqft · built 1997 |
| Lot Size | 0.752 acres (32,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,700 (Nov 2016) |
| Tax Bill | $1,837 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-2S-27-0000-03426-0000 |
| Primary APN | 01-2S-27-0000-03426-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Heated Area |
| Gross Area | 3,158 sqft |
| 1st Floor Area | 2,157 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 32,800 sqft (0.752 acres) |
| Lot Dimensions | 3,250 ft deep x 1,010 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 377 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 012S270000034260000 |
|---|---|
| Street Address | 3146 HICKORY ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM NW SEC CORN THN S83*9 19 E 679.33 FT TO E R/W OF HICKORY ST THN S6*58'38W ON R/W 571. 84 FT & CONT 210.74 FT TO POB THN |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 01 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1220 |
| Census Tract | 10802 |
3146 Hickory St is owned and occupied by two individuals who bought it in November 2016.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3146 HICKORY ST, NAVARRE, FL 32566-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2016 · Amount on File |
| Deed Sale | Nov 7, 2016 · Amount on File |
| Prior Sale | Jan 29, 2002 · Amount on File |
| Deed Document Number | 201644792 |
| Deed Book / Page | 3572 / 1816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3146 HICKORY ST, NAVARRE, FL 32566-9711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3146 HICKORY ST, NAVARRE, FL 32566-9711 |
| Document Number | 0043740078 |
|---|---|
| Date | Mar 9, 2023 |
| Book Page | 4374/78 |
| Instrument | 202309882 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 7, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3146 HICKORY ST, NAVARRE, FL 32566-9711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040001723 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 4000/1723 |
| Instrument | 202046178 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3146 HICKORY ST, NAVARRE, FL 32566-9711 |
| Document Number | 0038391209 |
| Instrument Date | Jun 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3146 HICKORY ST NAVARRE FL 325669711, NAVARRE, FL 32566-9711 |
| Document Number | 0038391209 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 003839/001209 |
| Instrument | 25197 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,837.00 (+2.74%) Homeowner's exemption | $182,006 (+3%) | $271,256 (+1%) Land $33,132 Building $238,124 |
| 2023 | $1,788.00 (+3.11%) Homeowner's exemption | $176,705 (+3%) | $268,566 (+2.44%) Land $33,132 Building $235,434 |
| 2022 | $1,734.00 Homeowner's exemption | $171,558 | $262,166 Land $33,132 Building $229,034 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3146 Hickory St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3146 Hickory St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures