3146 Gaff Ave, Cincinnati, OH 45206 Property Records

Hamilton County property record for 3146 Gaff Ave, Cincinnati, OH 45206

Property Summary

Property Type	County Owned (Exempt)
Details	4 bd · 3 ba · 2,330 sqft · built 1900
Lot Size	0.085 acres (3,703 sqft)
Owner	Company Name on File
Last Sale	$4,847 (May 2017)
Deeds & Mortgages	Apr 2019 Line of Credit Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`060-0002-0016-00`

Property Details

APN / Parcel Number

Primary APN	`060-0002-0016-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,330 sqft Living Area
1st Floor Area	956 sqft
Attic	Attic
Attic Area	1,290 sqft
Basement Area	1,096 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	35.3 ft deep x 25 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3146 GAFF AVE
City	CINCINNATI
State	OH
Zip	45206-1016
Property Category	Public Works
Property Type	Public Works > County Owned (Exempt)
Local Zoning Code	SF4
Legal Description	3146 GAFF AVE 25 X 35.29 IRR LOT 5 THOS BRAY SUB OF PT BERESFORD
Legal Subdivision	THOS BRAY SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	3600

Owner

3146 Gaff Ave, a public works property, is owned by a company that bought it in May 2017.

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3 E 4TH ST, 300, CINCINNATI, OH 45202-3745
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Jun 19, 2017	Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Feb 3, 2010 · Amount on File
Deed Document Number	201741017
Prior Transfer Date	Dec 31, 1993
Prior Transfer Doc	0000014085
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3146 GAFF AVE, CINCINNATI, OH 45206-1016
Document Number	0000025871
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000025871
Date	Apr 8, 2019
Book Page	013891/000980
Instrument	25871

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3146 GAFF AVE, CINCINNATI, OH 45206-1016
Document Number	0000074389
Book / Page	013481 / 002493
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3144 GAFF AVE CINCINNATI OH 452061016, CINCINNATI, OH 45206-1016

Mortgage

Document Number	0000074389
Date	Aug 15, 2017
Book Page	013481/002493
Instrument	74389

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 14, 2037

Interest

Rate	1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$4,109 Land $4,109	$11,740 Land $11,740
2023	$4,109 Land $4,109	$11,740 Land $11,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3146 Gaff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3146 Gaff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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