3146 E Gainsborough Rd, Orange, CA 92869 Property Records

Orange County property record for 3146 E Gainsborough Rd, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,546 sqft · built 1962
Lot Size	0.223 acres (9,700 sqft)
Owner	2 Company Names on Record
Last Sale	$241,000 (Jun 1996)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`094-523-02`

Property Details

APN / Parcel Number

Primary APN	`094-523-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
1st Floor Area	2,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,700 sqft (0.223 acres)
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3146 E GAINSBOROUGH RD
City	ORANGE
State	CA
Zip	92869-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3982 BLK LOT 55
Legal Subdivision	TRACT 3982
Legal Tract	3982
Legal Lot Number	55
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2019
Census Tract	75808

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3146 E GAINSBOROUGH RD, ORANGE, CA 92869-5138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 1996 · Amount on Record
Deed Sale	Jun 27, 1996 · Amount on Record
Deed Document Number	1996326110
Last Transfer Date	Jun 26, 1997
Transfer Doc	0000315032
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 14, 2024
Property Address	3146 E GAINSBOROUGH RD, ORANGE, CA 92869-5138
Document Number	0000033077
Map Reference	MB 140 PG 48-50
Instrument Date	Feb 9, 2024
Instrument	2024000033077
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 E GAINSBOROUGH RD, ORANGE, CA 92869-5138

Mortgage

Document Number	0000033078
Date	Feb 14, 2024
Instrument	2024000033078

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 14, 2021
Property Address	3146 E GAINSBOROUGH RD, ORANGE, CA 92869-5138
Document Number	0000321069
Map Reference	MB 140 PG 48-50
Instrument Date	May 6, 2021
Instrument	2021000321069
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 E GAINSBOROUGH RD, ORANGE, CA 92869-5138

Mortgage

Document Number	0000321070
Date	May 14, 2021
Instrument	2021000321070

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3146 E GAINSBOROUGH RD, ORANGE, CA 92869-5138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040188
Date	Jan 30, 2017
Instrument	2017000040188

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,793 (+2%) Land $225,102 Building $228,691
2025	$5,043.00 (+2.31%)	$444,896 (+4.04%) Land $220,689 Building $224,207
2024	$4,929.00 (+2.3%)
2023	$4,818.00 (+2.03%) Homeowner's exemption	$427,621 Land $212,120 Building $215,501
2022	$4,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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