3146 Conger Ct W, Hernando, MS 38632 Property Records

DeSoto County property record for 3146 Conger Ct W, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,349 sqft · built 2002
Lot Size	0.175 acres (7,665 sqft)
Owner	Individual Name on Record
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Jan 2024 Sale Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-24-04-1-00033-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-24-04-1-00033-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,349 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,665 sqft (0.175 acres)
Lot Dimensions	100 ft deep x 63 ft wide
Patio Area	120 sqft

Location & Zoning

Street Address	3146 CONGER CT W
City	HERNANDO
State	MS
Zip	38632-2369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CONGER COURT S-D SEC B LOT 33
Legal Range	08
Legal Township	03
Legal Section	24
Legal Quarter	NW
Legal Subdivision	CONGER COURT S-D
Legal Lot Number	33
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3030
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3146 CONGER CT W, HERNANDO, MS 38632-2369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC
Nov 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024
Deed Sale	Jan 4, 2024
Deed Document Number	0001024238
Deed Book / Page	1024 / 238
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 4, 2024
Property Address	3146 CONGER CT W, HERNANDO, MS 38632-2369
Document Number	001024/238
Book / Page	1024 / 238
Map Reference	MB 68 PG 15&16
Instrument Date	Dec 20, 2023
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5630 SAND RIDGE RD, HURON, TN 38345-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 CONGER CT W, HERNANDO, MS 38632-2369

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3146 CONGER CT W, HERNANDO, MS 38632-2369
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004455/397
Date	Nov 27, 2017
Book Page	4455/397
Instrument	T04455-00397

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3146 CONGER CT W, HERNANDO, MS 38632-2369
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004904/680
Date	Mar 16, 2020
Book Page	4904/680

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3146 CONGER CT W, HERNANDO, MS 38632-2369
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 CONGER CT W, HERNANDO, MS 38632-2369

Mortgage

Document Number	005386/112
Date	Nov 1, 2021
Book Page	5386/112

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 (+2,091.8%)	$11,477 (+44.55%) Land $2,000 Building $9,477	$114,765 (+44.54%) Land $20,000 Building $94,765
2023	$61.00	$7,940	$79,399 Land $20,000 Building $59,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

3146 Conger Ct W, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Conger Ct W

Nearby Streets

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