Mecklenburg County property record for 3145 Windbluff Dr, Charlotte, NC 28277
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,636 sqft · built 1973 |
| Lot Size | 0.036 acres (1,585 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,575 (2023) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-161-30 |
| Primary APN | 225-161-30 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Heated Area |
| Gross Area | 1,844 sqft |
| 1st Floor Area | 870 sqft |
| Upper Floors Area | 766 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 1,585 sqft (0.036 acres) |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-161-30 |
|---|---|
| Street Address | 3145 WINDBLUFF DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-9831 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-15PUD |
| Legal Description | L13M17-129 3145 WINDBLUFF DR |
| Legal Subdivision | RAINTREE SEC 01-L |
| Legal Lot Number | 13M |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 5815 |
3145 Windbluff Dr, a townhouse, is owned and occupied by an individual who acquired it in November 1973.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3145 WINDBLUFF DR, CHARLOTTE, NC 28277-9831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| May 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jul 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jul 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 1973 |
| Deed Sale | Nov 20, 1973 |
| Deed Document Number | 0003606787 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3145 WINDBLUFF DR, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000073515 |
| Instrument Date | May 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 3145 WINDBLUFF DR CHARLOTTE NC 282779831, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000073515 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 034602/000848 |
| Instrument | 73515 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | May 21, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3145 WINDBLUFF DR, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000073514 |
| Instrument Date | May 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3145 WINDBLUFF DR CHARLOTTE NC 282779831, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000073514 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 034602/000832 |
| Instrument | 73514 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | May 21, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3145 WINDBLUFF DR, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000097002 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3145 WINDBLUFF DR CHARLOTTE NC 282779831, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000097002 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 032875/000308 |
| Instrument | 97002 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Jul 31, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3145 WINDBLUFF DR, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000097001 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3145 WINDBLUFF DR CHARLOTTE NC 282779831, CHARLOTTE, NC 28277-9831 |
| Document Number | 0000097001 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 032875/000292 |
| Instrument | 97001 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Jul 31, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.21% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 3145 Windbluff Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3145 Windbluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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