3145 Watson Rd, Saint Louis, MO 63139 Property Records

St. Louis City property record for 3145 Watson Rd, Saint Louis, MO 63139

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,450 sqft · built 1931
Lot Size0.122 acres (5,332 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Apr 2019)
Tax Bill$3,364 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2019 Mortgage
+ 1 more
APN4650-9-140.000

Property Details

APN / Parcel Number

Primary APN4650-9-140.000
Alternative APN
  • 4650-02-0150-0

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,450 sqft Living Area
1st Floor Area1,225 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1941
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeBrick
Lot Area5,332 sqft (0.122 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3145 WATSON RD
CitySAINT LOUIS
StateMO
Zip63139-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionC. B. 4650 B WATSON RD 40 FT X 120 FT ARSENAL WATSON PK ADDN BLK 15 LOT 1
Legal SubdivisionARSENAL WATSON PK ADDN
Legal Block15
Legal Lot Number1
JurisdictionST LOUIS CITY MO
Township / Civil DivisionST. LOUIS
Census Block Group1
Census Block1016
Census Tract103700

Owner

3145 Watson Rd is owned and occupied by two individuals who bought it in April 2019.

Source: St. Louis City records, as of June 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3145 WATSON RD, SAINT LOUIS, MO 63139-2448
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Apr 22, 2019Warranty Deed, Transfer
FLAT BR MTG
Oct 17, 2017Deed of Trust, Mortgage
FRANKLIN MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2019 · Amount on File
Deed SaleApr 22, 2019 · Amount on File
Prior SaleSep 6, 2018
Deed Document Number2019183
Prior Transfer DateAug 16, 2018
Prior Transfer Doc0000000049
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS CITY MO
Property Address3145 WATSON RD, SAINT LOUIS, MO 63139-2448
Transaction TypeMortgage
Record UpdatedDec 9, 2025
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 WATSON RD, SAINT LOUIS, MO 63139-2448

Mortgage

Document Number0000000231
DateMar 12, 2021
Instrument03122021-0231
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS CITY MO
Recording DateApr 22, 2019
Property Address3145 WATSON RD, SAINT LOUIS, MO 63139-2448
Document Number0004220183
Instrument DateApr 19, 2019
Instrument190422000183
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3145 WATSON RD ST LOUIS MO 631392448, ST LOUIS, MO 63139-2448

Mortgage

Document Number4220184
DateApr 22, 2019
Instrument190422000184
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount on Record
Term360 Months
DueApr 21, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS CITY MO
Property Address3145 WATSON RD, SAINT LOUIS, MO 63139-2448
Document Number0001090152
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3145 WATSON RD ST LOUIS MO 631392448, ST LOUIS, MO 63139-2448

Mortgage

Document Number0001090152
DateNov 9, 2017
Instrument171109000152
Lender
NameFRANKLIN MTG
TypeMortgage Company
AddressWASHINGTON, MO 63090
Agreement
AmountAmount on Record
Term360 Months
DueNov 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3145 Watson Rd was $3,364.

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalitySt. Louis City
Unified School DistrictSt. Louis City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,750 (-) Land $3,800 Building $36,950
2025$3,364.00$40,750 Land $3,800 Building $36,950$214,488 Land $20,000 Building $194,488
2023$2,781.00 (+4.75%)$34,590 (+8.81%) Land $3,800 Building $30,790$182,053 Land $20,000 Building $162,053
2022$2,655.00$31,790 Land $3,800 Building $27,990
2021$167,316

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3145 Watson Rd; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3145 Watson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST LOUIS CITY PWS
serves 304,709 people · EPA ID MO6010715
Water SourceSurface water
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,032 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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