Cowlitz County property record for 3145 Mount Pleasant Rd, Kelso, WA 98626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,000 sqft · built 1903 |
| Lot Size | 30 acres (1,308,978 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,267 (2025) |
| Deeds & Mortgages | Oct 2023 Reverse Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WD2308005 |
| Primary APN | WD2308005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| 2nd Floor Area | 1,248 sqft |
| Flooring | Wood |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 1,308,978 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Slab |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3007928 |
|---|---|
| Street Address | 3145 MOUNT PLEASANT RD |
| City | KELSO |
| State | WA |
| Zip | 98626-9237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FR0 |
| Legal Description | 23 -7N -1W T-8C,9E,11B,11A-2. |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 23 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | KALAMA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1602 |
3145 Mount Pleasant Rd is owned and occupied by two individuals.
Source: Cowlitz County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3145 MOUNT PLEASANT RD, KELSO, WA 98626-9237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 3145 MOUNT PLEASANT RD, KELSO, WA 98626-9237 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 3145 MOUNT PLEASANT RD, KELSO, WA 98626-9237 |
| Document Number | 0003741593 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 3741593 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 825 Months |
| Due | Jul 1, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.54% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 3145 MOUNT PLEASANT RD, KELSO, WA 98626-9237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0003669653 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 3669653 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3145 Mount Pleasant Rd was $7,267.
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Kelso School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,267.00 | $723,510 Land $234,970 Building $488,540 | $723,510 Land $234,970 Building $488,540 |
| 2023 | $6,557.00 | ||
| 2022 | $653,080 Land $213,120 Building $439,960 | $653,080 Land $213,120 Building $439,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3145 Mount Pleasant Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (1996–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3145 Mount Pleasant Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fixed Wireless · DSL | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures