3145 Kemberly Ln, Jamul, CA 91935 Property Records

San Diego County property record for 3145 Kemberly Ln, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,100 sqft · built 1989
Lot Size	2.58 acres (112,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Aug 2020)
Tax Bill	$13,342 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`596-270-26-00`

Property Details

APN / Parcel Number

Primary APN	`596-270-26-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,100 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Tile
Lot Area	112,820 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3145 KEMBERLY LN
City	JAMUL
State	CA
Zip	91935-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 8 TR 009013
Legal Subdivision	SAN DIEGO 3497-1
Legal Tract	009013
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1001
Census Tract	21304

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3145 KEMBERLY LN, JAMUL, CA 91935-3307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 18, 2020	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Sep 20, 2000 · Amount on Record
Deed Document Number	2020464761
Prior Transfer Date	Aug 3, 2006
Prior Transfer Doc	0000559732
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3145 KEMBERLY LN, JAMUL, CA 91935-3307
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271119
Date	Jul 9, 2019
Instrument	2019-0271119

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3145 KEMBERLY LN, JAMUL, CA 91935-3307
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 KEMBERLY LN, JAMUL, CA 91935-3307

Mortgage

Document Number	0000430172
Date	Jun 10, 2021
Instrument	2021-0430172

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2020
Property Address	3145 KEMBERLY LN, JAMUL, CA 91935-3307
Document Number	0000464761
Instrument Date	Jul 16, 2020
Instrument	464761
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3145 KEMBERLY LN JAMUL CA 919353307, JAMUL, CA 91935-3307

Mortgage

Document Number	464762
Date	Aug 18, 2020
Instrument	464762

Lender

Name	SYNERGY ONE LNDG
Address	3131 CAMINO DEL RIO N # 150, SAN DIEGO, CA 92108-5758

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,131,680 (+2%) Land $662,447 Building $469,233
2025	$13,342.00 (+3.98%) Homeowner's exemption	$1,109,491 (+4.04%) Land $649,458 Building $460,033
2023	$12,831.00 (+2.47%) Homeowner's exemption	$1,066,410 Land $624,240 Building $442,170
2022	$12,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SDWISP Fixed Wireless	260 / 260
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Cox Communications.

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