3145 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3145 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,557 sqft · built 2007
Lot Size0.089 acres (3,879 sqft)
OwnerIndividual Name on Record
Last Sale$1,250,000 (Jun 2023)
Tax Bill$17,040 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN222-390-066-9

Property Details

APN / Parcel Number

Primary APN222-390-066-9
Alternative APN
  • 222-390-066

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,557 sqft Living Area
1st Floor Area796 sqft
2nd Floor Area761 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Lot Area3,879 sqft (0.089 acres)
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3145 CEDARWOOD LOOP
CitySAN RAMON
StateCA
Zip94582-3063
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionT8684 L125
Legal SubdivisionSUBDIVISION 8684
Legal Tract8684
Legal Lot Number125
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4002
Census Tract345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Grant Deed, Transfer · Stand-Alone First Mortgage
THE UNIVERSITY OF CALIFONIIA HOME L
Jun 14, 2023Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 6, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleAug 6, 2020 · Amount on Record
Deed Document Number202356587
Record UpdatedOct 29, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 14, 2023
Property Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063
Document Number0000056587
Map ReferenceMB 475 PG 17-49
Instrument DateJun 9, 2023
Instrument2023-056587
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063

Mortgage

Document Number0000056590
DateJun 14, 2023
Instrument2023-056590
Lender
NameTHE UNIVERSITY OF CALIFONIIA HOME L
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJun 14, 2023
Property Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063
Document Number0000056588
Map ReferenceMB 475 PG 17-49
Instrument DateMay 12, 2023
Instrument2023-056588
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063
Transaction TypeMortgage
Record UpdatedJan 26, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063

Mortgage

Document Number0000004496
DateJan 18, 2023
Instrument2023-004496
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063

Mortgage

Document Number0000104177
DateApr 7, 2021
Instrument2021-104177
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 6, 2020
Property Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063
Document Number0000164523
Map ReferenceMB 475 PG 17-49
Instrument DateJul 30, 2020
Instrument2020-164523
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3145 CEDARWOOD LOOP, SAN RAMON, CA 94582-3063

Mortgage

Document Number0000164524
DateAug 6, 2020
Instrument2020-164524
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,127,000 (-13.34%) Land $721,280 Building $405,720
2025$17,040.00 (+34%) Homeowner's exemption$1,300,500 (+43.68%) Land $832,320 Building $468,180
2023$12,716.00 (+1.4%)$905,148 (+2%) Land $676,260 Building $228,888
2022$12,541.00$887,400 Land $663,000 Building $224,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBLIN SAN RAMON SERVICES DISTRICT
serves 98,776 people · EPA ID CA0110009
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Sail Internet.

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