3145 Casco Cir, Wayzata, MN 55391 Property Records

Hennepin County property record for 3145 Casco Cir, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 3,348 sqft · built 1900
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 1997)
Tax Bill	$13,198 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-117-23-43-0028`

Property Details

APN / Parcel Number

Primary APN	`20-117-23-43-0028`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,348 sqft Living Area
Gross Area	3,978 sqft
1st Floor Area	1,761 sqft
2nd Floor Area	1,531 sqft
Basement Area	1,817 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Width	6 ft Width
View / Lot	Lake Front
Garage Type	Detached
Garage Area	440 sqft
Porch	Enclosed Porch
Porch Area	960 sqft
Deck Area	354 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	3145 CASCO CIR
City	WAYZATA
State	MN
Zip	55391-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 040 A SPRING PARK LOT 40 AND BEG AT MOST ELY COR OF LOT 64 TH NWLY ALONG THE NELY LINE THOF DIS 30 FT TH SLY TO THE NW COR OF SAID LOT 40 TH E ALONG THE S LINE OF T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	20
Legal Quarter	43
Legal Subdivision	SPRING PARK
Legal Block	2
Legal Lot Number	40
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	2
Census Block	2018
Census Tract	27203

Owner

3145 Casco Cir is owned and occupied by two individuals who bought it in December 1997.

Source: Hennepin County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3145 CASCO CIR, WAYZATA, MN 55391-9716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1997 · Amount on File
Deed Sale	Dec 8, 1997 · Amount on File
Deed Document Number	1997654620
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Sep 21, 2026
Property Address	3145 CASCO CIR, WAYZATA, MN 55391-9716
Document Number	0006226412
Instrument Date	Sep 16, 2026
Instrument	20266226412
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 CASCO CIR, WAYZATA, MN 55391-9716

Mortgage

Document Number	0006226412,
Date	Sep 21, 2026
Instrument	20266226412

Lender

Name	BRIDGEWATER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 16, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3145 Casco Cir was $13,198.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,198.00	$1,260,800 Land $978,200 Building $282,600	$1,260,800 Land $978,200 Building $282,600
2023	$10,058.00 Homeowner's exemption
2022		$1,088,000 Land $889,000 Building $199,000	$1,088,000 Land $889,000 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3145 Casco Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–2014)
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3145 Casco Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Orono serves 2,505 people · EPA ID MN1270041
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.38 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20