Allen County property record for 3145 Cardinal St, Harrod, OH 45850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,243 sqft · built 1908 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-1808-01-002.002 |
| Primary APN | 48-1808-01-002.002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,243 sqft Living Area |
| Gross Area | 2,798 sqft |
| 1st Floor Area | 1,547 sqft |
| Upper Floors Area | 496 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Basement Area | 555 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 77 ft deep x 132 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 306 sqft |
| Patio Area | 224 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3145 CARDINAL ST |
|---|---|
| City | HARROD |
| State | OH |
| Zip | 45850-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTMINSTER LOTS LOT 86 FF 140.000 |
| Legal Subdivision | WESTMINSTER LOTS |
| Legal Lot Number | 86 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AUGLAIZE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11500 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3145 CARDINAL ST, HARROD, OH 45850-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 3145 CARDINAL ST, HARROD, OH 45850-9757 |
| Document Number | 0000004519 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3145 CARDINAL ST HARROD OH 458509757, HARROD, OH 45850-9757 |
| Document Number | 0000004519 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 4519 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Auglaize Township |
| Unified School District | Allen East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 (-1.45%) | $35,740 (-) Land $6,440 Building $29,300 | $102,100 (-) Land $18,400 Building $83,700 |
| 2024 | $895.00 (+50.17%) Homeowner's exemption | $35,740 (+44.99%) Land $6,440 Building $29,300 | $102,100 (+45.03%) Land $18,400 Building $83,700 |
| 2023 | $596.00 (-1.81%) Homeowner's exemption | $24,650 (-) Land $4,450 Building $20,200 | |
| 2022 | $607.00 Homeowner's exemption | $24,650 Land $4,450 Building $20,200 | |
| 2021 | $70,400 Land $12,700 Building $57,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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