3145 Bray Ln, Costa Mesa, CA 92626 Property Records

Orange County property record for 3145 Bray Ln, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,870 sqft · built 2019
Lot Size	0.157 acres (6,840 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Oct 2018)
Tax Bill	$13,166 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`141-634-15`

Property Details

APN / Parcel Number

Primary APN	`141-634-15`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	2,870 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,840 sqft (0.157 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3145 BRAY LN
City	COSTA MESA
State	CA
Zip	92626-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4356 BLK LOT 96
Legal Subdivision	TRACT NO. 4356
Legal Tract	4356
Legal Lot Number	96
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1011
Census Tract	63902

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3145 BRAY LN, COSTA MESA, CA 92626-2659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FIRST MORTGAGE LLC
Oct 11, 2018	Grant Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	2018370397
Last Transfer Date	Mar 27, 2025
Transfer Doc	0000093292
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3145 BRAY LN, COSTA MESA, CA 92626-2659
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 BRAY LN, COSTA MESA, CA 92626-2659

Mortgage

Document Number	0000079165
Date	Feb 28, 2022
Instrument	2022000079165

Lender

Name	HOMEOWNERS FIRST MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 11, 2018
Property Address	3145 BRAY LN, COSTA MESA, CA 92626-2659
Document Number	0000370397
Map Reference	MB168 PG34-36
Instrument Date	Sep 25, 2018
Instrument	2018000370397
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3145 BRAY LN, COSTA MESA, CA 92626-2659

Mortgage

Document Number	0000370398
Date	Oct 11, 2018
Instrument	2018000370398

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,183,116 (+2%) Land $707,855 Building $475,261
2025	$13,166.00 (+5.07%) Homeowner's exemption	$1,159,918 (+4.04%) Land $693,975 Building $465,943
2023	$12,531.00 (+2.6%) Homeowner's exemption	$1,114,878 Land $667,028 Building $447,850
2022	$12,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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