Monroe County property record for 31449 Ave I, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,456 sqft · built 2024 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $739,000 (Feb 2025) |
| Tax Bill | $13,155 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00110960-000000 |
| Primary APN | 00110960-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 3,456 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Flat |
| Roof Material | Tile |
| Lot Area | 7,500 sqft (0.172 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 1,056 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 250 sqft |
| Patio Area | 2,177 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1131423 |
|---|---|
| Street Address | 31449 AVENUE I |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | 25 66 29 BIG PINE KEY FILLED BAY BTM ADJ BLK 51 SANDS SUB PB1-65 (II DEED 22579) OR369-618 OR421-700 OR470-215 OR974-788 OR1357-2383/84 OR3039-1237 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | BIG PINE KEY |
| Legal Block | 51 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 971401 |
Source: Monroe County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2779 COUNTRY RD L, COLBY, KS 67701 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CV3 FINANCIAL SERVICES LLC |
| Feb 3, 2025 | Warranty Deed, Construction Loan · Construction Mortgage CV3 FINANCIAL SERVICES LLC |
| Aug 21, 2020 | Warranty Deed, Transfer SACHEM CAP CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on Record |
| Deed Sale | Feb 3, 2025 · Amount on Record |
| Prior Sale | Aug 21, 2020 · Amount on Record |
| Deed Document Number | 20252488444 |
| Deed Book / Page | 3310 / 687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31449 AVENUE I, BIG PINE KEY, FL 33043-4650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2779 COUNTY ROAD L, COLBY, KS 67701-9386 |
| Document Number | 0033621529 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 3362/1529 |
| Instrument | 2528953 |
| Name | CV3 FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | EL SEGUNDO, CA 90245 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 3, 2025 |
| Property Address | 31449 AVENUE I, BIG PINE KEY, FL 33043-4650 |
| Document Number | 0033100687 |
| Book / Page | 3310 / 687 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2488444 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,173.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2779 COUNTY ROAD L, COLBY, KS 67701-9386 |
| Name | Verified Name |
|---|---|
| Address | 2779 COUNTY ROAD L, COLBY, KS 67701-9386 |
| Document Number | 0003310689 |
|---|---|
| Date | Feb 3, 2025 |
| Instrument | 3310/689 |
| Name | CV3 FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 31449 AVENUE I, BIG PINE KEY, FL 33043 |
| Document Number | 0030391237 |
| Book / Page | 003039 / 001237 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2278549 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2779 COUNTY ROAD L COLBY KS 677019386, COLBY, KS 67701-9386 |
| Document Number | 30391239 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 003039/001239 |
| Instrument | 2278550 |
| Name | SACHEM CAP CORP |
|---|---|
| Address | BRANFORD, CT 06405 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Aug 20, 2022 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,155.00 (+198.03%) | $1,594,694 (+149.13%) Land $575,612 Building $1,019,082 | $1,594,694 (+149.13%) Land $575,612 Building $1,019,082 |
| 2024 | $4,414.00 (+5.42%) | ||
| 2023 | $4,187.00 (+42.17%) | $640,115 (+144.37%) Land $607,506 Building $32,609 | $640,115 (+144.37%) Land $607,506 Building $32,609 |
| 2022 | $2,945.00 | $261,946 Land $229,337 Building $32,609 | $261,946 Land $229,337 Building $32,609 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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