Fillmore County property record for 31447 Harrow Rd, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,362 sqft · built 1890 |
| Lot Size | 8.81 acres (383,764 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (May 2011) |
| Tax Bill | $2,064 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.0120.020 |
| Primary APN | 20.0120.020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Heated Area |
| Gross Area | 2,246 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 383,764 sqft (8.81 acres) |
| Garage Type | Mixed |
| Garage Area | 978 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31447 HARROW RD |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-15 TWP-104 RANGE-010 8.81 AC 8.81AC N1/2 SW1/4 |
| Legal Range | 10 |
| Legal Township | 104 |
| Legal Section | 15 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | PILOT MOUND |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 960100 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31447 HARROW RD, CHATFIELD, MN 55923-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2011 · Amount on Record |
| Deed Sale | May 3, 2011 · Amount on Record |
| Deed Document Number | 2011383765 |
| Prior Transfer Date | Jul 28, 2010 |
| Prior Transfer Doc | 0000379737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 31447 HARROW RD, CHATFIELD, MN 55923-4704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000451997 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 451997 |
| Name | F & M COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| County Subdivision | Pilot Mound Township |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,064.00 (+23.15%) Homeowner's exemption | $398,400 (-0.18%) Land $106,700 Building $291,700 | $398,400 (-0.18%) Land $106,700 Building $291,700 |
| 2025 | $399,100 (+27.14%) Land $106,700 Building $292,400 | $399,100 (+27.14%) Land $106,700 Building $292,400 | |
| 2023 | $313,900 Land $90,200 Building $223,700 | $313,900 Land $90,200 Building $223,700 | |
| 2020 | $1,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless · Fiber in parts of the area | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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