31445 Richert, Fraser, MI 48026 Property Records

Macomb County property record for 31445 Richert, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,469 sqft · built 1973
Lot Size	0.195 acres (8,494 sqft)
Owner	Company Name on File
Last Sale	$103,000 (Dec 2009)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-353-003`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-353-003`
Alternative APN	`1406353003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,469 sqft Living Area
1st Floor Area	1,469 sqft
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	137 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31445 RICHERT
City	FRASER
State	MI
Zip	48026-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	FRASER PARK SUBDIVISION N 62.0 FT OF LOT 6 CITY OF FRASER
Legal Subdivision	FRASER PARK SUBDIVISION
Legal Lot Number	6
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	2
Census Block	2003
Census Tract	254200

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	31445 RICHERT, FRASER, MI 48026-4903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2009 · Amount on Record
Deed Sale	Dec 17, 2009 · Amount on Record
Prior Sale	Jan 21, 2009 · Amount on Record
Deed Document Number	20099134554
Deed Book / Page	20069 / 476
Prior Transfer Date	Mar 11, 2009
Prior Transfer Doc	0000035700
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	31445 RICHERT, FRASER, MI 48026-4903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002134
Date	Jan 8, 2018
Book Page	25152/125
Instrument	8002134

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 30, 2019
Property Address	31445 RICHERT, FRASER, MI 48026-4903
Document Number	0000146994
Book / Page	026423 / 000443
Instrument Date	Dec 17, 2019
Instrument	146994
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31445 RICHERT FRASER MI 480264903, FRASER, MI 48026-4903

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,600 (+3.84%)	$265,200 (+3.84%)
2025	$3,536.00 (+22.69%) Homeowner's exemption	$127,700 (+24.1%)	$255,400 (+24.1%)
2023		$102,900	$205,800
2022	$2,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1985–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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