31442 Summit St, Simla, CO 80835 Property Records

Elbert County property record for 31442 Summit St, Simla, CO 80835

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,389 sqft · built 1930
Lot Size	11.8 acres (516,186 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2022)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00353-00-040`

Property Details

APN / Parcel Number

Primary APN	`00353-00-040`
Alternative APN	`R100373`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
Gross Area	1,965 sqft
1st Floor Area	1,389 sqft
Basement Area	576 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	516,186 sqft (11.8 acres)
Shed	1 Shed
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R100373
Street Address	31442 SUMMIT ST
City	SIMLA
State	CO
Zip	80835-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SECTION: 35 TOWNSHIP: 10 RANGE: 60 :E 1230 OF THE N 420 OF E2SW4; EXCEPT THAT PORTION LYING WITHIN CO RD (TOTAL 11.850 A)
Legal Subdivision	RURALO
Jurisdiction	ELBERT CO
Township / Civil Division	SIMLA
Census Block Group	2
Census Block	2072
Census Tract	961100

Owner

Source: Elbert County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31442 SUMMIT ST, SIMLA, CO 80835-9425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Aug 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	2022619852
Deed Book / Page	828 / 233
Prior Transfer Date	Apr 28, 2006
Prior Transfer Doc	0006830411
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	May 24, 2022
Property Address	31442 SUMMIT ST, SIMLA, CO 80835-9425
Document Number	0008280233
Book / Page	828 / 233
Instrument Date	May 20, 2022
Instrument	619852
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31442 SUMMIT ST, SIMLA, CO 80835-9425

Mortgage

Document Number	0000619853
Date	May 24, 2022
Instrument	619853

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	31442 SUMMIT ST, SIMLA, CO 80835-9425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008060504
Date	Aug 10, 2020
Book Page	806/504
Instrument	597861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Aug 22, 2019
Property Address	31442 SUMMIT ST, SIMLA, CO 80835-9425
Document Number	0007960893
Book / Page	0796 / 0893
Instrument Date	Aug 7, 2019
Instrument	588164
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$30.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31442 SUMMIT ST, SIMLA, CO 80835-9425

Mortgage

Document Number	0000588165
Date	Aug 22, 2019
Instrument	588165

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELBERT CO
Recording Date	Aug 28, 2018
Property Address	31442 SUMMIT ST, SIMLA, CO 80835-9425
Document Number	0007880976
Book / Page	000788 / 000976
Instrument Date	Aug 21, 2018
Instrument	580146
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31442 SUMMIT ST SIMLA CO 808359425, SIMLA, CO 80835-9425

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Big Sandy School District 100J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,766.00 (+50.43%)	$23,620 (+28.79%) Land $2,780 Building $20,840	$377,900 (+38.05%) Land $44,500 Building $333,400
2024	$1,174.00 (-5.17%)
2023	$1,238.00 (+6.82%)	$18,340 (+12.38%) Land $2,150 Building $16,190	$273,743 (+16.61%) Land $32,095 Building $241,648
2022	$1,159.00	$16,320 Land $2,270 Building $14,050	$234,744 Land $32,614 Building $202,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SIMLA serves 618 people · EPA ID CO0120025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Windfield Enterprises.

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