Callaway County property record for 3144 State Rd AA, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,214 sqft · built 1977 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $358,493 (Oct 2025) |
| Tax Bill | $1,484 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-09.0-29.0-00-000-083.000 |
| Primary APN | 24-09.0-29.0-00-000-083.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 1,214 sqft |
| Finished Basement | 24 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 246 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Gazebo | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2409029000000083000 |
|---|---|
| Street Address | 3144 STATE ROAD AA |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE SE & PT SE NE |
| Legal Range | 10W |
| Legal Township | 45N |
| Legal Section | 29 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 70702 |
Source: Callaway County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Oct 10, 2025 | Warranty Deed, Transfer · Closed-End Mortgage THE CENTRAL TRUST BANK |
| Apr 12, 2023 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Deed Document Number | 20255839 |
| Deed Book / Page | 523 / 176 |
| Prior Transfer Date | Apr 10, 2023 |
| Prior Transfer Doc | 000506/261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jul 21, 2026 |
| Property Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Document Number | 0000004328 |
| Book / Page | 528 / 869 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20264328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Document Number | 0000004328, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 528/869 |
| Instrument | 20264328 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 14, 2026 |
| Property Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Document Number | 0000002128 |
| Book / Page | 526 / 725 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20262128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRUE LINE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Document Number | 0000002128, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 526/725 |
| Instrument | 20262128 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Oct 10, 2025 |
| Property Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Document Number | 000523/176 |
| Book / Page | 523 / 176 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 202505839 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TRUE LINE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Document Number | 0202505840 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 202505840 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 12, 2023 |
| Property Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
| Document Number | 000506/261 |
| Book / Page | 506 / 261 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 202301715 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3144 STATE ROAD AA, HOLTS SUMMIT, MO 65043-1203 |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,484.00 (-2.5%) | $24,417 (-) | $128,510 (-) |
| 2024 | $1,522.00 (+0.07%) | $24,417 (-) | $128,510 (-) |
| 2023 | $1,521.00 (+1.94%) | $24,417 (+1.98%) | $128,510 (+1.98%) |
| 2022 | $1,492.00 | $23,942 Land $2,280 Building $21,662 | |
| 2021 | $126,010 Land $12,000 Building $114,010 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Kingdom Networks Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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