3144 Ridgeview Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3144 Ridgeview Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,628 sqft · built 1950
Lot Size	1.68 acres (73,500 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2017)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094860A000`

Property Details

APN / Parcel Number

Primary APN	`094860A000`
Alternative APN	`6-001D-4456-00-0017.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	3,344 sqft
1st Floor Area	1,628 sqft
Basement Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,500 sqft
Lot Dimensions	490 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	094860A000
Street Address	3144 RIDGEVIEW DR
City	SAINT CHARLES
State	MO
Zip	63301-0868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	VLG DUCHESNE PT LOT 17
Legal Subdivision	VLG DUCHESNE
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1000
Census Tract	310301

Owner

3144 Ridgeview Dr is owned and occupied by two individuals who bought it in July 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3144 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	2017418370
Deed Book / Page	6771 / 402
Prior Transfer Date	Jul 3, 2002
Prior Transfer Doc	0000064675
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2017
Property Address	3144 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868
Document Number	0067710402
Book / Page	6771 / 0402
Map Reference	MB 4 PG 157
Instrument Date	Jun 28, 2017
Instrument	20170707000418370
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3817 WEST COUNTY RD, 3817, LAPORTE, CO 80535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3144 RIDGEVIEW DR, SAINT CHARLES, MO 63301-0868

Mortgage

Document Number	, 20170707000418380
Date	Jul 7, 2017
Instrument	20170707000418380

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3144 Ridgeview Dr was $3,195.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,961 (-)	$268,216 (-) Land $45,000 Building $223,216
2025	$3,195.00	$50,961	$268,216 Land $45,000 Building $223,216
2023		$48,777
2022			$256,719 Land $35,000 Building $221,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3144 Ridgeview Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3144 Ridgeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20