3144 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 3144 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,424 sqft · built 1987
Lot Size	0.333 acres (14,500 sqft)
Owner	Individual Name on Record
Last Sale	$519,000 (Apr 2021)
Tax Bill	$4,705 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`987516821887`

Property Details

APN / Parcel Number

Primary APN	`987516821887`
Alternative APN	`009125000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,424 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable
Lot Area	14,500 sqft (0.333 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987516821887
Street Address	3144 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 127 BLK: SEC: PL: A SL: 194
Legal Subdivision	MOOR SHORES
Legal Lot Number	127
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2007
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3144 BAY DR, KILL DEVIL HILLS, NC 27948-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Apr 27, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	2021700097722
Deed Book / Page	2498 / 371
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	3144 BAY DR, KILL DEVIL HILLS, NC 27948-9447
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3144 BAY DR, KILL DEVIL HILLS, NC 27948-9447

Mortgage

Document Number	002838/992
Date	Mar 11, 2026
Book Page	2838/992
Instrument	700157667

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Apr 27, 2021
Property Address	3144 BAY DR, KILL DEVIL HILLS, NC 27948-9447
Document Number	2498/371
Book / Page	2498 / 371
Map Reference	CAB A SL 194
Instrument Date	Apr 27, 2021
Instrument	700097722
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,038.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3144 BAY DR, 3144, KILL DEVIL HILLS, NC 27948-9447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3144 BAY DR, KILL DEVIL HILLS, NC 27948-9447

Mortgage

Document Number	700097723
Date	Apr 27, 2021
Instrument	700097723

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,705.00	$865,500 (-) Land $381,400 Building $484,100	$865,500 (-) Land $381,400 Building $484,100
2025	$4,705.00 (+25.27%)	$865,500 (+74.07%) Land $381,400 Building $484,100
2023	$3,756.00	$497,200 Land $254,300 Building $242,900
2020			$865,500 Land $381,400 Building $484,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 255 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	222 (1985–2022)
Claims Outside the SFHA	40 of 222
Most Recent Claim	Apr 2022
Claims by Event	Tropical Storm Michael, Oct 2018 · 25 claims Hurricane Matthew, Oct 2016 · 29 claims Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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