Riverside County property record for 31431 Congressional Dr, Temecula, CA 92591
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,726 sqft · built 1998 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Dec 2015) |
| Tax Bill | $5,225 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 953-442-025 |
| Primary APN | 953-442-025 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,173 sqft |
| 1st Floor Area | 1,726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 31431 CONGRESSIONAL DR |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92591-6984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 107 MB 275/048 TR 23371-11 |
| Legal Subdivision | TRACT 23371 11 |
| Legal Tract | 23371-11 |
| Legal Lot Number | 107 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 43267 |
31431 Congressional Dr is owned and occupied by two individuals who acquired it in September 2017.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31431 CONGRESSIONAL DR, TEMECULA, CA 92591-6984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Sep 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage FRANKLIN LN CTR |
| Mar 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2015 · Amount on File |
| Deed Sale | Dec 17, 2015 · Amount on File |
| Prior Sale | Aug 17, 2005 · Amount on File |
| Deed Document Number | 2015546855 |
| Last Transfer Date | Sep 8, 2017 |
| Transfer Doc | 0000382265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 31431 CONGRESSIONAL DR, TEMECULA, CA 92591-6984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 31431 CONGRESSIONAL DR, TEMECULA, CA 92591-6984 |
| Document Number | 0000634121 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0634121 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Sep 14, 2017 |
| Property Address | 31431 CONGRESSIONAL DR, TEMECULA, CA 92591-6984 |
| Document Number | 0000382265 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 382265 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2017 |
| Title Company | TICOR TITLE RIVERSIDE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31431 CONGRESSIONAL DR TEMECULA CA 925916984, TEMECULA, CA 92591-6984 |
| Document Number | 382266 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 382266 |
| Name | FRANKLIN LN CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM DESERT, CA 92260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 27, 2017 |
| Property Address | 31431 CONGRESSIONAL DR, TEMECULA, CA 92591-6984 |
| Document Number | 0000121360 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 121360 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 31431 CONGRESSIONAL DR TEMECULA CA 925916984, TEMECULA, CA 92591-6984 |
The 2025 property tax bill for 31431 Congressional Dr was $5,225 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,756 (+2%) Land $84,518 Building $362,238 | ||
| 2025 | $5,225.00 Homeowner's exemption | $437,997 Land $82,861 Building $355,136 | |
| 2023 | $5,101.00 (+2.33%) Homeowner's exemption | $420,992 Land $79,645 Building $341,347 | |
| 2022 | $4,985.00 | ||
| 2021 | $520,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31431 Congressional Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 31431 Congressional Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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