3143 Kermath Dr, San Jose, CA 95132 Property Records

Santa Clara County property record for 3143 Kermath Dr, San Jose, CA 95132

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,598 sqft · built 1970
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,820,000 (Feb 2022)
Tax Bill	$25,765 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`092-18-026`

Property Details

APN / Parcel Number

Primary APN	`092-18-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3143 KERMATH DR
City	SAN JOSE
State	CA
Zip	95132-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	LOT 112
Legal Subdivision	TRACT NO 4470
Legal Tract	4470
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2016
Census Tract	504411

Owner

3143 Kermath Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 17, 2019	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Aug 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on File
Deed Sale	Feb 9, 2022 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	202225237063
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0023722354
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 9, 2022
Property Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0025237063
Map Reference	MB 237 PG 49&50
Instrument Date	Jan 20, 2022
Instrument	25237063
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3015 SAN PABLO AVE APT 322, 322, BERKELEY, CA 94702-2492

Mortgage

Document Number	0025237064
Date	Feb 9, 2022
Instrument	25237064

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0025092125
Date	Sep 8, 2021
Instrument	25092125

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024941645
Date	Apr 29, 2021
Instrument	24941645

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024641775
Date	Oct 5, 2020
Instrument	24641775

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 17, 2019
Property Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024182151
Map Reference	MB 237 PG 49&50
Instrument Date	May 14, 2019
Instrument	24182151
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024182152
Date	May 17, 2019
Instrument	24182152

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 9, 2017
Property Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0023722354
Map Reference	MAP237 PG49&50
Instrument Date	Aug 4, 2017
Instrument	23722354
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WFG NATL TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0023722355
Date	Aug 9, 2017
Instrument	23722355

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3143 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0023577514
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1719 SAGELAND DR SAN JOSE CA 951312749, SAN JOSE, CA 95131-2749

Mortgage

Document Number	0023577514
Date	Feb 7, 2017
Instrument	23577514

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3143 Kermath Dr was $25,765.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,970,024 (+2%) Land $1,379,017 Building $591,007
2025	$25,765.00	$1,931,397 Land $1,351,978 Building $579,419
2023	$17,501.00 (+2.39%)	$1,856,400 Land $1,299,480 Building $556,920
2022	$17,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3143 Kermath Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3143 Kermath Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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