3143 Co Rd 74, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3143 Co Rd 74, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1895
Lot Size	26.6 acres (1,158,696 sqft)
Owner	Company Name on File
Last Sale	$1,825,000 (Aug 2026)
Tax Bill	$1,188 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-47662-0071`

Property Details

APN / Parcel Number

Primary APN	`82-47662-0071`

Interior

Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Stone
Lot Area	1,158,696 sqft (26.6 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3143 COUNTY ROAD 74
City	SAINT CLOUD
State	MN
Zip	56301-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C5
Legal Description	LOT 002 BLK 001 JUBILEE SECTION 32 TOWNSHIP 124 RANGE 028 SECTION 32 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	32
Legal Subdivision	JUBILEE
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	401

Owner

3143 Co Rd 74 is owned by a company that bought it in August 2026.

Source: Stearns County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	17018 COMMERCIAL PARK RD, BRAINERD, MN 56401-6066
Owner Type	Company
Vesting	Limited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK S
Aug 28, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 28, 2026	Warranty Deed, Transfer · Construction Mortgage FIRST TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Deed Document Number	20261719992
Prior Transfer Date	Aug 26, 2026
Prior Transfer Doc	0001719991
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Sep 28, 2026
Property Address	3143 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8904
Document Number	0001721696
Instrument Date	Sep 24, 2026
Instrument	20261721696
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	20092 EDISON CIR, CLEARWATER, MN 55320-1632

Mortgage

Document Number	0001721696,
Date	Sep 28, 2026
Instrument	20261721696

Lender

Name	MINNWEST BANK S

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 24, 2029

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 28, 2026
Property Address	3143 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8904
Document Number	0001719991
Instrument Date	Aug 26, 2026
Instrument	20261719991
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3125 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8904

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 28, 2026
Property Address	3143 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8904
Document Number	0001719992
Instrument Date	Aug 26, 2026
Instrument	20261719992
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608,272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	17018 COMMERCIAL PARK RD, BRAINERD, MN 56401-6066

Mortgage

Document Number	0001719996,
Date	Aug 28, 2026
Instrument	20261719996

Lender

Name	FIRST TRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2027

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3143 Co Rd 74 was $1,188.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,188.00	$430,000 (-) Land $390,000 Building $40,000	$430,000 (-) Land $390,000 Building $40,000
2025		$430,000 Land $390,000 Building $40,000	$430,000 Land $390,000 Building $40,000
2023	$342.00 Additional exemption filed	$430,000 Land $390,000 Building $40,000	$430,000 Land $390,000 Building $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3143 Co Rd 74 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3143 Co Rd 74 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Spectrum.

Nearby Properties on Co Rd 74

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures