Jefferson County property record for 3143 Cedar Ln, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,095 sqft · built 1980 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188.027.00003037 |
| Primary APN | 188.027.00003037 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,095 sqft Living Area |
| Gross Area | 1,735 sqft |
| 1st Floor Area | 20 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 180 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Deck Area | Deck Area |
| Patio Area | 260 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Street Address | 3143 CEDAR LN |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | HOLLY HILLS TERRACE 2 LOTS 4 & 5 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 27 |
| Legal Subdivision | HOLLY HILLS TERRACE 2 |
| Legal Block | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 701002 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION |
| May 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU |
| Dec 30, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Nov 4, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Nov 20, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 5, 2008 |
| Transfer Doc | 0000041435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 23, 2026 |
| Property Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Document Number | 0000026465 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202626465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Document Number | 0000026465, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202626465 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Document Number | 0000010750 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 2024R-010750 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Document Number | 0000000404 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3143 CEDAR LN FESTUS MO 630283540, FESTUS, MO 63028-3540 |
| Document Number | 0000000404 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 404 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 4, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Document Number | 0000035128 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3143 CEDAR LN FESTUS MO 630283540, FESTUS, MO 63028-3540 |
| Document Number | 0000035128 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 35128 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3143 CEDAR LN, FESTUS, MO 63028-3540 |
| Document Number | 0000035596 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3143 CEDAR LN FESTUS MO 630283540, FESTUS, MO 63028-3540 |
| Document Number | 0000035596 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 35596 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | De Soto 73 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,300 (-) Land $1,100 Building $21,200 | $117,500 (-) Land $5,800 Building $111,700 | |
| 2025 | $1,405.00 (+3.84%) | $22,300 (+5.69%) Land $1,100 Building $21,200 | $117,500 (-) Land $5,800 Building $111,700 |
| 2024 | $1,353.00 (+0.15%) | $117,500 (+5.86%) Land $5,800 Building $111,700 | |
| 2023 | $1,351.00 | $21,100 Land $1,100 Building $20,000 | $111,000 Land $5,800 Building $105,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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