Monroe County property record for 31425 Ave B, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,086 sqft · built 1992 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Aug 2019) |
| Tax Bill | $4,265 (2024) |
| Deeds & Mortgages | Oct 2024 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00302340-000000 |
| Primary APN | 00302340-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,086 sqft Living Area |
| Gross Area | 1,528 sqft |
| 1st Floor Area | 870 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Porch | Florida Room |
| Porch Area | 796 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1374393 |
|---|---|
| Street Address | 31425 AVENUE B |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 20 LT 1 SANDS SUB PB1-65 BIG PINE KEY OR412-796-797 OR1129/2159/60GUARD OR1175-2142DC OR1286-1054 OR2247-55CERT OR2263-765/67Q/C OR2310-242/43 OR2781-1609/32F/J OR2977-2110 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31425 AVENUE B, BIG PINE KEY, FL 33043-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COAST2COAST MORTGAGE LLC |
| Dec 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 1, 2019 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Prior Sale | Jul 23, 2007 · Amount on Record |
| Deed Document Number | 20192230937 |
| Deed Book / Page | 2977 / 2110 |
| Prior Transfer Date | Jan 1, 2007 |
| Prior Transfer Doc | 0022630765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31425 AVENUE B, BIG PINE KEY, FL 33043-4511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31425 AVENUE B, BIG PINE KEY, FL 33043-4511 |
| Document Number | 0032980880 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 3298/880 |
| Instrument | 2479226 |
| Name | COAST2COAST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31425 AVENUE B, BIG PINE KEY, FL 33043-4511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | ABSOLUTE FIRST TITLE LLC, ABSOLUTE FIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0031410104 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 3141/104 |
| Instrument | 2351184 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 1, 2019 |
| Property Address | 31425 AVENUE B, BIG PINE KEY, FL 33043-4511 |
| Document Number | 0029772110 |
| Book / Page | 2977 / 2110 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2230937 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4779, KEY WEST, FL 33041-4779 |
| Name | Verified Name |
|---|---|
| Address | 17174 KINGFISH LN W, SUGARLOAF, FL 33042-3615 |
| Document Number | 0029772112 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 2977-2112 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $441,608 (+6.34%) Land $220,000 Building $221,608 | $441,608 (+6.34%) Land $220,000 Building $221,608 | |
| 2024 | $4,265.00 (+11.5%) | ||
| 2023 | $3,825.00 (+9.54%) | $415,282 (+15.03%) Land $207,500 Building $207,782 | $415,282 (+15.03%) Land $207,500 Building $207,782 |
| 2022 | $3,492.00 | $361,028 Land $160,000 Building $201,028 | $361,028 Land $160,000 Building $201,028 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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