31420 Willowick Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 31420 Willowick Dr, Willowick, OH 44095

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 984 sqft · built 1958
Lot Size0.372 acres (16,226 sqft)
OwnerIndividual Name on Record
Last Sale$120,450 (Mar 2001)
Tax Bill$6,980 (2024)
Deeds & MortgagesAug 2019 Loan Modification
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-A-039-J-00-043-0

Property Details

APN / Parcel Number

Primary APN28-A-039-J-00-043-0
Alternative APN
  • A 3

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area984 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area16,226 sqft (0.372 acres)
Lot Dimensions275 ft deep x 59 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area216 sqft
Canopy15 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account NumberA 3
Street Address31420 WILLOWICK DR
CityWILLOWICK
StateOH
Zip44095-3764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionLOT 4 TRACT 15 & LOT 1 TRACT 16
Legal SubdivisionDUCHON-MCGINTY SUBDIVISION NO 2
Legal Tract15
Legal Lot Number4
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group2
Census Block2005
Census Tract200300

Owner

Source: Lake County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31420 WILLOWICK DR, WILLOWICK, OH 44095-3764
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2019Loan Modification, Mortgage · Conventional Mortgage
NEW RESID'L MTG LLC
Apr 7, 2017Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2001 · Amount on Record
Deed SaleMar 9, 2001 · Amount on Record
Deed Document Number619
Record UpdatedJun 8, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE OH
Property Address31420 WILLOWICK DR, WILLOWICK, OH 44095-3764
Document Number0000023285
Instrument DateAug 21, 2019
Transaction TypeMortgage
Record UpdatedOct 10, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address31420 WILLOWICK DR WILLOWICK OH 440953764, WILLOWICK, OH 44095-3764

Mortgage

Document Number0000023285
DateSep 25, 2019
Instrument23285
Lender
NameNEW RESID'L MTG LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueSep 24, 2059
Interest
Rate TypeFixed Rate
Rate4%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address31420 WILLOWICK DR, WILLOWICK, OH 44095-3764
Document Number0000010320
Instrument DateApr 7, 2017
Transaction TypeMortgage
Record UpdatedMay 1, 2017
Title CompanyASSOCIATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31420 WILLOWICK DR WILLOWICK OH 440953764, WILLOWICK, OH 44095-3764

Mortgage

Document Number0000010320
DateApr 25, 2017
Instrument10320
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOLUMBUS, OH 43215
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,980.00 (+51.08%) Homeowner's exemption$53,540 (+20.97%) Land $16,170 Building $37,370$152,980 (+20.99%) Land $46,200 Building $106,780
2023$4,620.00 (+0.06%) Homeowner's exemption$44,260 (-) Land $13,270 Building $30,990
2022$4,617.00 Homeowner's exemption$44,260 Land $13,270 Building $30,990
2021$126,440 Land $37,900 Building $88,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2011–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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