3142 Lagoon Ave, Atwater, CA 95301 Property Records

Merced County property record for 3142 Lagoon Ave, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,246 sqft · built 1993
Lot Size0.183 acres (7,955 sqft)
Owner2 Individual Names on File
Last Sale$369,000 (Sep 2022)
Tax Bill$4,187 (2025)
Deeds & MortgagesSep 2022 Transfer
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN156-132-002-000

Property Details

APN / Parcel Number

Primary APN156-132-002-000
Alternative APN
  • 156-132-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,246 sqft Living Area
Gross Area1,716 sqft
1st Floor Area1,246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area7,955 sqft (0.183 acres)
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number156-132-002
Street Address3142 LAGOON AVE
CityATWATER
StateCA
Zip95301-4759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD16
Legal DescriptionSHAF LKS E #4 LOT 51
Legal SubdivisionSHAF LAKES E 04
Legal Lot Number51
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group3
Census Block3004
Census Tract603

Owner

3142 Lagoon Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3142 LAGOON AVE, ATWATER, CA 95301-4759
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Affidavit of Death of Joint Tenant, Transfer
TRANSCOUNTY TITLE COMPANY
Sep 13, 2022Grant Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Sep 16, 2020Deed of Trust, Mortgage · VA Mortgage
LOANPAL LLC
May 30, 2019Deed of Trust, Mortgage · VA Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Aug 9, 2017Quit Claim Deed, Transfer · Conventional Mortgage
CASHCALL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2022 · Amount on File
Deed SaleSep 13, 2022 · Amount on File
Prior SaleMar 10, 2008 · Amount on File
Deed Document Number202232378
Prior Transfer DateAug 1, 2017
Prior Transfer Doc0000025430
Record UpdatedOct 29, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMERCED CA
Recording DateSep 13, 2022
Property Address3142 LAGOON AVE, ATWATER, CA 95301-4759
Document Number0000032377
Map ReferenceVOL 42 PG 32-37
Instrument DateSep 10, 2022
Instrument2022032377
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 PLANTATION WAY, VACAVILLE, CA 95687-5949

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 13, 2022
Property Address3142 LAGOON AVE, ATWATER, CA 95301-4759
Document Number0000032378
Map ReferenceVOL 42 PG 32-37
Instrument DateSep 10, 2022
Instrument2022032378
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3142 LAGOON AVE, ATWATER, CA 95301-4759

Mortgage

Document Number0000032379
DateSep 13, 2022
Instrument2022032379
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3142 LAGOON AVE, ATWATER, CA 95301-4759
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3142 LAGOON AVE, ATWATER, CA 95301-4759

Mortgage

Document Number0000032898
DateSep 16, 2020
Instrument2020032898
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3142 LAGOON AVE, ATWATER, CA 95301-4759
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015527
DateMay 30, 2019
Instrument2019015527
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateAug 9, 2017
Property Address3142 LAGOON AVE, ATWATER, CA 95301-4759
Document Number0000025430
Instrument DateAug 1, 2017
Instrument25430
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3142 LAGOON AVE ATWATER CA 953014759, ATWATER, CA 95301-4759

Mortgage

Document Number25431
DateAug 9, 2017
Instrument25431
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3142 Lagoon Ave was $4,187.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$391,584 (+2%) Land $100,814 Building $290,770
2025$4,187.00$383,907 Land $98,838 Building $285,069
2023$3,981.00 (+73.99%)$369,000 Land $95,000 Building $274,000
2022$2,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3142 Lagoon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3142 Lagoon Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ATWATER
serves 29,479 people · EPA ID CA2410001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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