Kane County property record for 3142 Holden St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,487 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $307,500 (May 2019) |
| Tax Bill | $14,778 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-428-005 |
| Primary APN | 06-19-428-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,487 sqft Living Area |
| Gross Area | 6,357 sqft |
| Basement Area | 1,870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 3142 HOLDEN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE UNIT 3A LT 560 |
| Legal Subdivision | PROVIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 560 |
| Legal Unit | 3A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 851913 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3142 HOLDEN ST, ELGIN, IL 60124-4350 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AGORA LNDG |
| May 6, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage PARLAY MORTGAGE & PROPERTY INC |
| Jan 11, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on Record |
| Deed Sale | May 6, 2019 · Amount on Record |
| Prior Sale | Sep 11, 2018 |
| Deed Document Number | 201917888 |
| Last Transfer Date | Aug 19, 2024 |
| Transfer Doc | 0000033331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3142 HOLDEN ST, ELGIN, IL 60124-4350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063382 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020K063382 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3142 HOLDEN ST, ELGIN, IL 60124-4350 |
| Document Number | 0000015046 |
| Instrument Date | Feb 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3142 HOLDEN ST ELGIN IL 601244350, ELGIN, IL 60124-4350 |
| Document Number | 0000015046 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 15046 |
| Name | AGORA LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 6, 2019 |
| Property Address | 3142 HOLDEN ST, ELGIN, IL 60124-4350 |
| Document Number | 0000017888 |
| Map Reference | DOC 2005K069830 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 2019K017888 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3142 HOLDEN ST, ELGIN, IL 60124-4350 |
| Document Number | 0000017889 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019K017889 |
| Name | PARLAY MORTGAGE & PROPERTY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate | 4.12% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 11, 2018 |
| Property Address | 3142 HOLDEN ST, ELGIN, IL 60124-4350 |
| Document Number | 0000001789 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 1789 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3142 HOLDEN ST ELGIN IL 601244350, ELGIN, IL 60124-4350 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,778.00 (+7.69%) | $196,707 (+8.57%) Land $44,049 Building $152,658 | $590,357 (+8.57%) Land $132,200 Building $458,157 |
| 2024 | $181,180 (+21.39%) Land $40,572 Building $140,608 | $543,758 (+21.44%) Land $121,765 Building $421,993 | |
| 2022 | $13,723.00 (+3.32%) Homeowner's exemption | $149,250 (+6.96%) Land $33,422 Building $115,828 | $447,750 (+6.96%) Land $100,266 Building $347,484 |
| 2021 | $13,282.00 Homeowner's exemption | $139,538 Land $31,247 Building $108,291 | $418,614 Land $93,741 Building $324,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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