3142 Clifford Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3142 Clifford Ave, Covington, KY 41015

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,824 sqft · built 1922
Lot Size0.116 acres (5,062 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Aug 2022)
Tax Bill$3,047 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-13-02-141.00

Property Details

APN / Parcel Number

Primary APN056-13-02-141.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,824 sqft Finished Area
Gross Area2,208 sqft

Exterior

Year BuiltBuilt 1922
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area5,062 sqft (0.116 acres)
Lot Dimensions135 ft deep x 37.5 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0561302141.00
Street Address3142 CLIFFORD AVE
CityCOVINGTON
StateKY
Zip41015-1040
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLAKEVIEW PARK LOT 52 37.50'X 135' ES CLIFFORD AVE
Legal SubdivisionLAKEVIEW PARK
Legal Lot Number52 37
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract61400

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3142 CLIFFORD AVE, COVINGTON, KY 41015-1040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 4, 2019Quit Claim Deed, Transfer · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleOct 4, 2019
Deed Document Number0000182674
Deed Book / Page182 / 674
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 10, 2022
Property Address3142 CLIFFORD AVE, COVINGTON, KY 41015-1040
Document Number0005900143
Book / Page182 / 674
Map ReferencePL 238
Instrument DateAug 5, 2022
Instrument22081005900143
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3142 CLIFFORD AVE, COVINGTON, KY 41015-1040

Transferred To (Grantee/Buyer)

NameVerified Name
Address3142 CLIFFORD AVE, COVINGTON, KY 41015-1040

Mortgage

Document Number0005900144
DateAug 10, 2022
Instrument22081005900144
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateOct 4, 2019
Property Address3142 CLIFFORD AVE, COVINGTON, KY 41015-1040
Document Number0000000086
Book / Page0C6769 / 000172
Instrument DateSep 19, 2019
Instrument86
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyBRIDGE TRUST TITLE GROUP, BRIDGE TR TITLE GRP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$113.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3142 CLIFFORD AVE COVINGTON KY 410151002, COVINGTON, KY 41015-1002

Mortgage

Document Number88
DateOct 4, 2019
Book Page0C6769/000174
Instrument88
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 3, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,047.00 (-0.52%)$230,000 (-) Land $5,000 Building $225,000$230,000 (-) Land $5,000 Building $225,000
2023$3,063.00$230,000 Land $5,000 Building $225,000$230,000 Land $5,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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