Schoharie County and Schoharie Town property record for 3141 State Rte 7, Howes Cave, NY 12092
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,173 sqft · built 1940 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,000 (Jul 1998) |
| Tax Bill | $1,643 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 434289 58.-5-11 |
| Primary APN | 434289 58.-5-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,173 sqft Total Area |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 357 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 100 ft deep x 230 ft wide |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 515J100230 |
|---|---|
| Street Address | 3141 STATE ROUTE 7 |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-2505 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A |
| Legal Block | 5 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SCHOHARIE |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 740100 |
3141 State Rte 7, a duplex, is owned and occupied by an individual who bought it in July 1998.
Source: Schoharie County and Schoharie Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 25, HOWES CAVE, NY 12092-0025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 1998 · Amount on File |
| Deed Sale | Jul 23, 1998 · Amount on File |
| Deed Book / Page | 637 / 37 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3141 State Rte 7 was $1,643 with exemptions applied, down 0.7% from the year before.
Source: Schoharie County and Schoharie Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Schoharie Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,643.00 (-0.67%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,654.00 | $41,400 Land $7,100 Building $34,300 | $66,774 Land $11,452 Building $55,322 |
| 2023 | $41,400 Land $7,100 Building $34,300 | $62,340 Land $10,691 Building $51,649 | |
| 2020 | $713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3141 State Rte 7 in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1987–2011) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3141 State Rte 7 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL.
5G (outdoors only) and 4G LTE
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