3141 Bernard Dr, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3141 Bernard Dr, Edgewood, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,454 sqft · built 1968
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-30-13-007.00`

Property Details

APN / Parcel Number

Primary APN	`016-30-13-007.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,454 sqft Finished Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3141 BERNARD DR
City	EDGEWOOD
State	KY
Zip	41017-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST PIUS HGTS SEC 2 LOT 112
Legal Subdivision	ST PIUS HEIGHTS
Legal Phase	2
Legal Lot Number	112
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	65501

Owner

3141 Bernard Dr is owned and occupied by two individuals.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3141 BERNARD DR, EDGEWOOD, KY 41017-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3141 BERNARD DR, EDGEWOOD, KY 41017-2603
Document Number	0000000209
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3141 BERNARD DR EDGEWOOD KY 410172603, EDGEWOOD, KY 41017-2603

Mortgage

Document Number	0000000209
Date	Oct 3, 2018
Book Page	0C6516/000080
Instrument	209

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 2, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3141 Bernard Dr was $2,679 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Edgewood City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,500 (-) Land $50,000 Building $269,500	$319,500 (-) Land $50,000 Building $269,500
2025	$2,679.00 Homeowner's exemption	$319,500 Land $50,000 Building $269,500	$319,500 Land $50,000 Building $269,500
2023	$1,381.00 Homeowner's exemption	$176,000 Land $50,000 Building $126,000	$176,000 Land $50,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3141 Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3141 Bernard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bernard Dr

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