3140 Violet Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3140 Violet Dr, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,048 sqft Living Area
Lot Size	10,950 sqft (0.251 acres)
Occupancy	Owner Occupied
Last Sale	$100 (2014)
Tax Bill	$3,960.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-18-356-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,048 sqft Living Area
1st Floor	1,048 sqft 1st Floor
Basement Area	1,048 sqft Basement
Finished Basement	825 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,950 sqft (0.251 acres)
Depth X Width	146 ft x 75 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,056 sqft Garage
Deck Area	164 sqft Deck
Patio Area	164 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3140 VIOLET DR
City	WATERLOO
State	IA
Zip	50701-9181
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTHDALE LOT 32
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	SOUTHDALE
Legal Lot Number	32
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3009
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8812-18-356-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3140 VIOLET DR, WATERLOO, IA 50701-9181
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Deed Doc Number	201423311
Last Transfer Date	Oct 20, 2025
Transfer Doc	0202515548
Record Refreshed	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 22, 2025
Property Address	3140 VIOLET DR, WATERLOO, IA 50701-9181
Document Number	0202515548
Instrument Date	Oct 20, 2025
Instrument	2025-15548
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 VIOLET DR, WATERLOO, IA 50701-9181

Mortgage

Document Number	0202515549
Date	Oct 22, 2025
Instrument	2025-15549

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00 Homeowner's exemption	$225,180 (+16.83%) Land $28,410 Building $196,770	$225,180 (+16.83%) Land $28,410 Building $196,770
2024	$3,960.00 (+14.92%)
2023		$192,740 (+16.28%) Land $28,410 Building $164,330	$192,740 (+16.28%) Land $28,410 Building $164,330
2022	$3,446.00 Homeowner's exemption	$165,760 Land $28,410 Building $137,350
2021			$165,760 Land $28,410 Building $137,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.